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There are many reasons why a secured loan can help, and there are almost no restrictions on what you use the loan for, as long as it’s legal.

Home improvements, an expensive purchase or consolidating expensive loans and credit cards, all are possible reasons for choosing a secured loan, and there are many more. Whatever the reason, you can rest assured our team will help you find the lowest rate available for you. By selecting a secured loan through DirectQuote, you’ll be presented with the latest options available to you, from a UK-wide search of lenders, including products with the most competitive rates and repayments available.

Secured loans tend to have lower interest rates than an unsecured loan or credit cards, mainly because they are secured against your property. It means you may be able to borrow exactly what you need, for any purpose, and find the monthly repayments are lower than you think. So, by comparison with your current arrangement, the repayments could be significantly lower, with possible long-term saving too.

Also, the more equity you have in your property, the higher the level of security is provided to the lender (referred to as Loan-To-Value or LTV). This means a greater choice of products could be available to you at a competitive rate.

Any homeowner with equity in their property can apply for a secured loan.

If you apply online, you’ll see a big difference in the speed and efficiency of the process. You can expect to be able to review and compare your loan options within minutes of starting the application. You can save your information securely and return to update or progress your application whenever it’s convenient, day or night. Documentation can also be uploaded online too, making things efficient and speeding up the process even further.

Online doesn’t mean you’re on your own either. Deal Direct’s specialist loan advisors will support you all the way with guidance on product options, progressing your application, and helping you to make an informed decision that you’re 100% happy with.

The principle of providing your property as security for the loan means lenders have confidence to make decisions about who they lend to and how much. That means there’s greater flexibility for the customer, and it can often be easier to find the right deal compared to other forms of credit. It’s also good news if you are self-employed or if you have bad credit history, not only are secured loans easier to qualify for compared to personal loans, but they often come at a lower interest rate too.

It’s important you review all your possible options to get the best loan deal to suit your circumstances. As a specialist broker with expertise in secured loans, Deal Direct can access the UK-wide secured loan market to provide exceptional choice.

We review each individual case with diligence, accuracy and understanding, to arrive at the right loan product with the very best outcome. This is especially important when lending rates are volatile. Being able to afford your monthly bills is at the forefront of everyone’s mind right now, so it’s more important than ever to compare your options using a thorough, fast and accurate search – starting with DirectQuote.

A new secured loan deal can be completed in two to four weeks from application, however it depends on your personal circumstances. It’s important the process takes the appropriate time to complete, in the interests of all parties involved.