Our remortgage comparison will show the best deals available to you in just minutes
Compare the latest remortgage deals from all the leading UK lenders – in real-time. See how much each lender could offer you in just minutes and tailor your perfect option without affecting your credit score.
We’ve made the process quick, simple and secure.
- Compare whole of market
- Save remortgage quote – return any time
- Quote won’t affect credit score
- Formal lender offer within 24hrs
- Easily complete whole process online
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
A leading UK Mortgage broker since 2005 – Trusted by over 10,000 people every year
See your best remortgage options online in minutes…
With DirectQuote, our industry leading, secure online process makes it easy for you to tailor and compare the latest remortgage deals available to you from all the leading UK lenders.
Unsure which remortgage option is right for you?
If you’re unsure which remortgage option is right for you – call today to speak with one of our mortgage experts or talk with us via our live mortgage advisor help chat.
Finding your best remortgage deal
Find out how much you could borrow
See what you could borrow and what the repayments could be with our remortgage calculator.
Try our Remortgage calculator.
See the latest mortgage rates in minutes
Compare the latest remortgage deals to see what your interest rate and monthly repayments could be.
Compare remortgage rates online now
How does the Remortgage Process work?
1
Review your current mortgage
Check your remaining term, rate, and early repayment charges.
2
Get a new mortgage offer
You can compare deals yourself or work with a broker to find the best option.
3
Valuation & checks
Your new lender will value your property and assess your income/credit.
4
Solicitor manages the switch
A conveyancer will handle the legal side of moving your mortgage.
5
Completion
Your new mortgage replaces the old one – either with a new lender or the same one.
How much could you save by remortgaging?
Even a small drop in your interest rate can result in thousands of pounds saved over the life of your mortgage.
Example: If you’re on a £200,000 mortgage at 6.5% and you switch to 5.2%, you could save over £150 per month.
Tools & Support
Remortgage Calculator
See what your repayments could be with option of consolidating or borrowing extra.
Free mortgage review
Compare deals online or speak with a mortgage advisor to find your best option.
Product Transfer Service
Compare staying with your current lender (Product Transfer) vs switching to a new lender (Remortgage)
Should you use a Mortgage Broker when Remortgaging?
Yes — especially if:
- You want access to exclusive broker-only deals
- You have complex income (e.g. self-employed, contractors)
- You want help with the paperwork and process
- You want independant advice on the best options from the whole market
A mortgage broker can compare hundreds of remortgage deals and help you avoid unnecessary fees.
Frequently Asked Questions about Remortgages
Yes, but check if your deal has early repayment charges. It may still be worth switching if the savings outweigh the fee.
Typically 4–8 weeks. It can be faster if you’re staying with your current lender (a “product transfer”).
No, but the amount of equity in your home affects the deals you’re eligible for.
Yes – although many lenders provide one for free as part of their remortgage package.
Key takeaways
- Start looking for a new deal 3–6 months before your current one ends
- Remortgaging can reduce your payments or raise extra funds
- Compare deals across the market or use a trusted mortgage broker
- Consider all costs – not just the interest rate
Ready to Remortgage? Speak to a Specialist
Get a free mortgage review today — no obligation, just honest advice.