Vida Homeloans Launches New Cashback Mortgage Range: Extra Value for Residential & Buy to Let Borrowers

Vida Homeloans Cashback Mortgage Update

Vida Homeloans has unveiled a new Cashback mortgage range, now available across both Residential and Buy to Let products. This update is designed to provide borrowers with extra upfront value while supporting brokers with wider case placement options. Coupled with recently added product ranges, including Limited Edition Buy to Let and the “3&Easy” residential range up to 97% LTV, Vida’s update brings attractive opportunities to those seeking competitive and flexible mortgage solutions in the UK.

Cashback Mortgage Products: How the Range Works

Vida’s new Cashback incentive offers straightforward financial rewards on completion, helping to reduce setup costs for borrowers. Key Cashback offers include:

• £1,250 Cashback – Available on Residential products over 90% loan-to-value (LTV), including the 3&Easy range up to 97% LTV.
• £500 Cashback – On Residential products at 75% LTV, available across all product tiers.
• £500 Cashback – On Buy to Let products at 75% LTV, covering standard, HMO/MUB, Expat, and the entire Fee Saver range under Vida 36.

There are no hidden catches: Cashback is paid via the conveyancer on completion from the dedicated Cashback product range. This immediate financial benefit can help with moving costs, furnishing a new property, or simply boosting your budget during the buying process.

Recent Product Launches and Lending Updates

• Brand new Limited Edition Buy to Let products, designed to support landlords and property investors seeking specialist solutions.
• Introduction of the 3&Easy residential mortgage range, now allowing lending up to 97% LTV—ideal for first-time buyers with smaller deposits.
• Buy to Let range enhancements across Standard, Houses of Multiple Occupancy (HMO), Multi-Unit Blocks (MUB), Expat, and Fee Saver products, catering to a variety of investor situations.

For full details and current interest rates, explore the official product links below:

• All Residential Cashback Products
• All Buy to Let Cashback Products

Who Benefits Most From Vida’s Criteria Updates?

• First-time buyers – With up to 97% LTV available, those with smaller deposits can access competitive lending with added Cashback.
• Home movers and remortgagers – Cashback on key LTV bands helps reduce out-of-pocket costs, making it easier to switch deals.
• Buy to Let landlords – Wide range of qualifying products, including for specialist landlords (HMO/MUB/Expat), all with Cashback incentives.

Whether you’re an experienced property investor or stepping onto the ladder for the first time, Vida’s flexible lending criteria and Cashback offer make them a strong contender among UK mortgage lenders.

Special Features and Enhanced Support

• Cashback is straightforward and paid automatically on completion for eligible products.
• New products for borrowers with unique needs (e.g., high LTV, expat, HMO/MUB).

Why Choose Vida Homeloans?

• Broad lending criteria—Suitable for first-time buyers, landlords, self-employed, and those with complex situations.
• Immediate Cashback—Reduces upfront costs at a crucial time.
• Specialist solutions—Options for HMOs, expats, and high LTV borrowing up to 97%.
• Reputable service—Regulated by the FCA and recognised for continuous lending innovation.

Conclusion

The new Cashback range from Vida Homeloans provides extra value for a wide variety of UK borrowers, making mortgages more accessible and affordable. With flexible criteria and simple, generous Cashback incentives, now is an excellent time to explore your options. For tailored, expert advice and to check if you qualify for Vida’s latest offers, contact our mortgage brokerage team today.

FAQs

• Who qualifies for Vida’s Cashback mortgage products?
  Eligibility depends on product type and LTV—first-time buyers, home movers, remortgagers, and Buy to Let landlords may all be eligible within relevant criteria.
• How is the Cashback paid?
  Cashback is paid via your conveyancer on completion for all eligible mortgage products under the Cashback range.
• What LTV do I need to access the Cashback offers?
  £1,250 Cashback is available over 90% LTV (excluding 3&Easy up to 97%), while £500 is offered on 75% LTV residential and BTL products.
• Are Vida’s products suitable for specialist property needs?
  Yes, Vida includes options for HMOs, Multi-Unit Blocks, expats, and flexible criteria for borrowers often underserved by mainstream lenders.
• How can I check my eligibility or apply?
  Contact our team for a personalised assessment or use Vida’s AI assistant Mobi for quick criteria queries online.