Accord Mortgages Buy to Let Product Transfer Changes: New Lower Rates and Extended End Dates

Latest Update: Product Transfer Changes for Existing Buy to Let Customers

Accord Mortgages has announced important updates to its Buy to Let (BTL) product transfer range, effective from Friday, 26 September 2025. These changes affect mortgage holders considering renewals or product transfers and may offer significant savings and improved flexibility for landlords with existing Accord BTL mortgages. The Accord BTL product transfer 2025 initiatives aim to provide better deals for existing customers.

What’s Changing with Accord Mortgages’ BTL Product Transfer Range?

• 2-Year Product Rates: Slight increase by up to 0.05%.
• 3-Year Product Rates: Reduced by up to 0.12%—a notable improvement for medium-term planners.
• 5-Year Product Rates: Reduced by 0.20%—a substantial cut for those seeking long-term fixed deals.
• End Dates Extended: New mortgage deals will now have end dates extended through to 31 January, offering additional time at favourable rates.

For full rate details and specific product options, consult Accord Mortgages’ website or use their rental calculator.

Impact on Borrowers: Who Benefits Most?

• Landlords with Maturing BTL Deals: Those seeking to transfer products or remortgage within Accord will access better medium and long-term rates, enhanced by the Accord BTL product transfer 2025 updates.
• Landlords Planning Ahead: The extension of end dates offers more choice when planning future investments or refinancing.
• Medium- and Long-Term Fixes: If you value rate stability and want to lock in lower costs for three or five years, this update presents an immediate opportunity.

However, applicants seeking shorter-term 2-year deals will see a marginal rate increase; reviewing the total cost against 3- or 5-year options is advised. The Accord BTL product transfer 2025 offers could still provide a more favourable long-term solution.

Special Features and Lending Criteria

• Exclusive to Existing Accord Customers: Product transfers must be for current Accord BTL mortgage holders.
• Enhanced Speed and Support: Accord’s online platform streamlines product selection and transfer processes, with criteria updates and calculators available for quick decision-making.
• Rental Cover Requirements: Ensure your application meets up-to-date rental calculation benchmarks—see Accord’s calculator for required figures.

Why Choose Accord for Your Buy to Let Product Transfer?

• Tailored Product Choices: A comprehensive suite of fixed-rate and tracker products for existing BTL clients.
• Market Responsiveness: Regular updates reflecting current market volatility—rates adjusted to remain competitive.
• Online Tools for Speed: Get product information, criteria, and bespoke support swiftly, aiding quick decisions in a fast-moving market.

Take Action Quickly—Market and Timing Considerations

With lenders’ rates and criteria changing frequently, timely action is essential. Submit required documents promptly—ideally within 7 days—to avoid application lapses. If you have friends seeking mortgage advice, refer them for a potential £30 Amazon voucher (T&Cs apply).

To discuss your options or find out how these changes affect you, contact our fully qualified team today on 0800 048 8828 for no-obligation, personalised mortgage advice under the new Accord BTL product transfer 2025 guidelines.

FAQs: Accord Mortgages Buy to Let Product Transfer Changes

• Who qualifies for this product transfer?
  Only existing Accord Mortgages Buy to Let customers can access these product transfer deals.
• How do the new rates impact my monthly repayments?
  3- and 5-year product transfer rates have reduced, likely lowering monthly payments compared to the previous range on the same terms. Use Accord’s online calculator for precise figures.
• Can landlords with expiring deals apply?
  Yes, if your current BTL mortgage with Accord is due for renewal, you can apply for one of the new transfer products before the end date of your existing deal.
• What happens if I do not act quickly?
  You may miss out on the current deals if documents are not provided within 7 days or if rates and criteria change before your application is processed.
• How do I apply or find out if I qualify?
  Contact us via phone or through the online enquiry form to confirm your eligibility and begin your product transfer application.

Need personalised advice? Speak to a mortgage specialist today to secure your best option and keep your property investment plans on track with the Accord BTL product transfer 2025 benefits.