Meet Hayley - Mortgage Advisor
Hayley brings more than 20 years of experience in the mortgage industry. She began her career in 2000 as a mortgage processor, gaining a deep understanding of the full application journey from behind the scenes.
In 2017, she became a fully qualified mortgage adviser after passing her CeMAP qualification.
Hayley joined DDFS in 2013 and has since developed a strong track record in helping clients with remortgages, secured loans, and more complex borrowing needs.
Her calm, detail-oriented approach ensures clients feel supported, informed, and confident throughout the process.
Read Hayley's articles...
Remortgage Debt Consolidation Saves £271 Monthly 2025
Struggling under the weight of almost £43,000 in debt, a homeowner from the Midlands found relief through a debt consolidation remortgage. By consolidating high-interest credit cards and a secured loan into his mortgage, he reduced his monthly outgoings by over £270. This strategic move not only eased his financial stress but also allowed him to build an emergency fund. Discover how remortgaging can transform your financial situation and provide the support you need to regain control of your finances.
Deal Direct Debt Consolidation Remortgage Saves £915
Discover how our clients, a couple in their 50s from the Midlands, successfully remortgaged to clear over £104,000 in high-interest debt, significantly enhancing their monthly cash flow and paving the way for a stress-free retirement. By consolidating their debts into one manageable mortgage, they achieved an estimated saving of £915.80 each month, proving that a debt consolidation mortgage can be a vital strategy for financial freedom and future planning.
Deal Direct Debt Consolidation Remortgage Saves £490/Month
Discover how a debt consolidation remortgage helped a homeowner from Northern England save over £490 a month. Faced with high-interest debts from credit cards and car loans, they turned to remortgaging as a solution to simplify their finances. This strategic move not only provided significant monthly savings but also allowed them to regain control over their financial situation. Explore the benefits of consolidating debt and see how it can lead to financial stability and breathing space.
Debt Consolidation Mortgage Case Study Success Story 2025
Discover how a debt consolidation remortgage transformed one homeowner's finances in the UK. Faced with rising debt and urgent home repairs, he shifted from an interest-only mortgage to a repayment plan, consolidating loans while freeing up monthly income. Learn about the benefits of this strategy, including improved financial security and the ability to fund essential home improvements, all while managing debt more effectively. Explore whether a remortgage could be the right solution for you.
Debt Consolidation Mortgage: Boost BTL Borrowing Power 2025
Unlock your borrowing potential with a debt consolidation mortgage. This article explores a Midlands couple's journey to enhance their buy-to-let investment through strategic remortgaging. By consolidating £3,733 of credit card debt into their mortgage, they increased their borrowing capacity while navigating the associated long-term financial implications. Discover the benefits, challenges, and considerations of debt consolidation in property investment, and learn how professional guidance can help you achieve your financial goals.
Debt Consolidation Remortgage: Save £1,143 Monthly 2025
Discover how a UK couple tackled overwhelming debt through a strategic remortgage, consolidating over £51,000 in high-interest loans into one manageable monthly payment. This successful financial move improved their disposable income by £1,143, reduced stress, and set the stage for future savings. If you’re struggling with multiple debts, learn how a debt consolidation mortgage can offer you the breathing space and financial control you need to thrive.
Debt Consolidation Mortgage Case Study – £640 Monthly Savings
Facing overwhelming debt and high interest rates, one UK homeowner found relief through a debt consolidation mortgage. By remortgaging her equity-rich property, she combined her £48,000 of high-interest loans into a single, manageable payment. This strategic approach not only reduced her monthly outgoings by approximately £640 but also streamlined her finances, providing peace of mind and the opportunity to build savings. Explore how this solution can help regain control of your financial future and alleviate stress.
Debt Consolidation Remortgage Case Study 2025 | Deal Direct
Discover how a debt consolidation remortgage can transform your finances. This article explores the journey of a UK homeowner who, burdened by high-interest debts from home improvements, regained control by merging £22,377.40 of unsecured debt into a single, manageable mortgage payment. With expert guidance, they increased their disposable income by £490.58 per month, simplifying their finances and enhancing financial stability. Learn how tailored remortgaging can help you reduce monthly outgoings and secure your financial future.
Remortgage to Consolidate Debt: Save £573 Monthly in 2025
Discover how one UK homeowner transformed her financial situation by consolidating £21,724 of high-interest credit card debt through a remortgage. By streamlining her payments, she slashed monthly costs by approximately £573.23, paving the way for savings and financial peace. This article explores the benefits of debt consolidation remortgages, including lower interest rates and simplified finances, providing a clear path to a brighter financial future.
Debt Consolidation Mortgage Case Study – Save £672/Month
Discover how a debt consolidation mortgage transformed the financial landscape for a couple in the North West of England, enabling them to manage £33,000 in high-interest credit card debt more effectively. This strategic move not only simplified their repayments but also provided them with greater disposable income, enhancing their financial resilience and paving the way for a debt-free future. Learn about the key benefits, potential savings, and expert advice on consolidating debts responsibly.
Debt Consolidation Mortgage: Save £500+ Monthly Payments
Struggling with multiple high-interest debts and feeling financially overwhelmed? Discover how one couple transformed their situation through a tailored debt consolidation mortgage. By consolidating over £45,000 of debt into a single, manageable monthly payment, they reduced their outgoings by approximately £493, regained financial control, and funded essential home improvements. This insightful case study highlights the benefits of debt consolidation and offers guidance for those seeking financial relief.
Debt Consolidation Remortgage: Save £29k Like This Couple
Discover how a UK couple successfully consolidated £81,000 of high-interest debt through a strategic remortgage, transitioning to a capital repayment model. By simplifying their finances, they not only reduced their monthly payments by approximately £129.92 but also regained control over their financial future. This insightful article explores the benefits of remortgaging to clear debt, offering valuable advice for anyone looking to improve their financial situation and achieve long-term stability.
Remortgage to Clear Help to Buy & Remove Ex-Partner 2025
Discover how remortgaging can empower you to achieve financial independence by clearing Help to Buy loans and removing ex-partners from joint mortgages. This article outlines a strategic remortgage plan that not only consolidates debt but also simplifies financial obligations. By gaining sole ownership of her home and managing monthly repayments effectively, our case study highlights the importance of tailored mortgage solutions for personal finance stability. Explore the benefits of remortgaging to take control of your financial future.
Deal Direct Debt Consolidation Mortgage Success Story 2025
Struggling with overwhelming debt? Discover how a debt consolidation mortgage transformed a UK couple's financial situation by merging 16 high-interest obligations into a single manageable payment. With their monthly disposable income increasing by approximately £1,463.20, they regained control over their finances, alleviating stress and paving the way for future savings. Learn how you too can take the pressure off your finances and explore the benefits of debt consolidation.
Deal Direct Remortgage Debt Consolidation Saves £500+
Are you struggling with rising unsecured debts? Discover how a tailored remortgage can simplify your finances and reduce monthly outgoings. This article shares the journey of a South East professional who successfully consolidated credit card and loan repayments into one manageable mortgage payment, saving over £500 monthly. Learn about the benefits of debt consolidation, including improved credit utilisation and peace of mind. If you're ready to regain control of your finances, find out how our expert advisers can help you explore competitive remortgage options.


