Hayley brings more than 20 years of experience in the mortgage industry. She began her career in 2000 as a mortgage processor, gaining a deep understanding of the full application journey from behind the scenes.
In 2017, she became a fully qualified mortgage adviser after passing her CeMAP qualification.
Hayley joined DDFS in 2013 and has since developed a strong track record in helping clients with remortgages, secured loans, and more complex borrowing needs.
Her calm, detail-oriented approach ensures clients feel supported, informed, and confident throughout the process.
Read Hayley's articles...
How a Debt Consolidation Remortgage Helped Lower Monthly Payments and Boost Financial Flexibility
Discover how a debt consolidation remortgage helped a UK professional reduce her monthly payments and enhance financial flexibility. By consolidating a high-interest secured loan, she transformed her outgoings, saving £71.80 each month and benefiting from a lower interest rate. This strategic financial move allowed her to regain control over her cash flow, proving that effective debt management can significantly alleviate financial pressure. Explore how similar solutions can connect you to financial stability.
Customer Overview: A Family Seeking Simplicity and Stability
Discover how a couple in their 50s transformed their financial struggles into stability with a tailored debt consolidation remortgage. Facing over £152,000 in debts and unsustainable monthly repayments, they regained control by consolidating liabilities into a fixed-rate mortgage. Learn how this solution increased their disposable income by £618.55 per month, improved their credit profile, and allowed them to fund essential home improvements—all while avoiding further unsecured credit. Take the first step towards financial freedom today!
Remortgage to Clear Debt: How One Couple Regained Financial Control
Facing financial strain, a UK couple turned to a debt consolidation remortgage to regain control over their finances. By merging their £20,734 credit card debt into their mortgage, they reduced their monthly payments, saving approximately £416.62 each month. This effective debt management solution not only eased their financial burden but also set the stage for a stable recovery as they prepared for a return to dual-income. Discover how remortgaging can also provide you with breathing space during tough financial times.
Debt Consolidation Remortgage Success Story | £690 Saved
Discover how a debt consolidation remortgage empowered one Midlands family to enhance their financial stability. By consolidating £56,464 of diverse debts into a single mortgage payment, they cleared a Help to Buy loan and simplified their finances. Enjoying increased disposable income of £690.83 monthly, they now confidently plan for a brighter financial future with proactive savings and manageable repayments. Learn how a remortgage to pay off debt can transform your financial landscape.
Discover how a debt consolidation remortgage transformed the financial landscape for a retired Londoner. By consolidating £8,329 of high-interest credit card debt into her mortgage, she not only reduced her repayments but also unlocked funds for essential home improvements. With a potential savings of over £4,000 in interest and a monthly income boost of £172.74, she now enjoys greater financial flexibility and peace of mind. This proactive approach demonstrates the power of smart financial planning in retirement.
Discover how a debt consolidation remortgage transformed one professional's financial landscape, saving him over £1,250 each month. Struggling with over £53,000 in high-interest debts and minimal disposable income, he opted for a tailored remortgage strategy. This solution allowed him to combine multiple debts into a single, manageable mortgage payment, providing significant monthly savings and peace of mind. Explore the benefits of remortgaging to achieve financial stability and create a buffer against future expenses.
Struggling under the weight of almost £43,000 in debt, a homeowner from the Midlands found relief through a debt consolidation remortgage. By consolidating high-interest credit cards and a secured loan into his mortgage, he reduced his monthly outgoings by over £270. This strategic move not only eased his financial stress but also allowed him to build an emergency fund. Discover how remortgaging can transform your financial situation and provide the support you need to regain control of your finances.
Deal Direct Debt Consolidation Remortgage Saves £915
Discover how our clients, a couple in their 50s from the Midlands, successfully remortgaged to clear over £104,000 in high-interest debt, significantly enhancing their monthly cash flow and paving the way for a stress-free retirement. By consolidating their debts into one manageable mortgage, they achieved an estimated saving of £915.80 each month, proving that a debt consolidation mortgage can be a vital strategy for financial freedom and future planning.
Deal Direct Debt Consolidation Remortgage Saves £490/Month
Discover how a debt consolidation remortgage helped a homeowner from Northern England save over £490 a month. Faced with high-interest debts from credit cards and car loans, they turned to remortgaging as a solution to simplify their finances. This strategic move not only provided significant monthly savings but also allowed them to regain control over their financial situation. Explore the benefits of consolidating debt and see how it can lead to financial stability and breathing space.
Debt Consolidation Mortgage Case Study Success Story 2025
Discover how a debt consolidation remortgage transformed one homeowner's finances in the UK. Faced with rising debt and urgent home repairs, he shifted from an interest-only mortgage to a repayment plan, consolidating loans while freeing up monthly income. Learn about the benefits of this strategy, including improved financial security and the ability to fund essential home improvements, all while managing debt more effectively. Explore whether a remortgage could be the right solution for you.
Debt Consolidation Mortgage: Boost BTL Borrowing Power 2025
Unlock your borrowing potential with a debt consolidation mortgage. This article explores a Midlands couple's journey to enhance their buy-to-let investment through strategic remortgaging. By consolidating £3,733 of credit card debt into their mortgage, they increased their borrowing capacity while navigating the associated long-term financial implications. Discover the benefits, challenges, and considerations of debt consolidation in property investment, and learn how professional guidance can help you achieve your financial goals.
Debt Consolidation Remortgage: Save £1,143 Monthly 2025
Discover how a UK couple tackled overwhelming debt through a strategic remortgage, consolidating over £51,000 in high-interest loans into one manageable monthly payment. This successful financial move improved their disposable income by £1,143, reduced stress, and set the stage for future savings. If you’re struggling with multiple debts, learn how a debt consolidation mortgage can offer you the breathing space and financial control you need to thrive.
Debt Consolidation Mortgage Case Study – £640 Monthly Savings
Facing overwhelming debt and high interest rates, one UK homeowner found relief through a debt consolidation mortgage. By remortgaging her equity-rich property, she combined her £48,000 of high-interest loans into a single, manageable payment. This strategic approach not only reduced her monthly outgoings by approximately £640 but also streamlined her finances, providing peace of mind and the opportunity to build savings. Explore how this solution can help regain control of your financial future and alleviate stress.
Debt Consolidation Remortgage Case Study 2025 | Deal Direct
Discover how a debt consolidation remortgage can transform your finances. This article explores the journey of a UK homeowner who, burdened by high-interest debts from home improvements, regained control by merging £22,377.40 of unsecured debt into a single, manageable mortgage payment. With expert guidance, they increased their disposable income by £490.58 per month, simplifying their finances and enhancing financial stability. Learn how tailored remortgaging can help you reduce monthly outgoings and secure your financial future.
Remortgage to Consolidate Debt: Save £573 Monthly in 2025
Discover how one UK homeowner transformed her financial situation by consolidating £21,724 of high-interest credit card debt through a remortgage. By streamlining her payments, she slashed monthly costs by approximately £573.23, paving the way for savings and financial peace. This article explores the benefits of debt consolidation remortgages, including lower interest rates and simplified finances, providing a clear path to a brighter financial future.
