Find an individually underwritten contractor mortgage with Deal Direct.

Although the number of lenders who offer contractor mortgages in the UK today has increased, not all of them consider applications on an individual basis.

Some lenders still employ a checklist approach and an automated method of risk assessment. As a contractor, this is counter-productive as it could increase the possibility of your application being rejected. This could be because aspects of how you generate and/or record your income could be missed and not considered.


This could be the situation you find yourself in unless you seek professional assistance from Deal Direct.

We can match you with a lender who:

  • considers your application regardless of when your contract started – even if started today
  • considers your application even if there is only 3 months left to run
  • calculates your income using your daily rate
  • may not stipulate a minimum daily rate (depending on your sector)

All of these aspects fall outside of the standard criteria for approving mortgages. That is unless you present your application to a lender who has people rather than an automated process to do the assessment.

Deal Direct has developed solid ties over our years in business with mortgage providers who specialise in the contractor market. We know how they work and what they look for when evaluating an applicant. We can use this knowledge to help you package your application and highlight your strengths.

Enhance the probability of gaining approval for your mortgage by finding the right lender with Deal Direct.

Chat to us online now or call us on 0800 048 8828. 

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Article published: Tuesday, May 15, 2018
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