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    Compare repayment rates with Deal Direct's remortgage calculator

    Compare the UK mortgage market in minutes

    • We'll find your best deal for you
    • Real-time mortgage quotes
    • Quote will not affect credit score

    Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

    experience a 5 star customer service

    Unsure which mortgage option is right for you?

    If you’re unsure which mortgage option is right for you – call today to speak with one of our mortgage experts or talk with us via our live mortgage advisor help chat.

    To speak to a mortgage advisor call 0800 029 1671
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    We’ve made getting the best mortgage deal fast and simple

    See why 1,000s of customers choose to Deal Direct

    • We compare the UK mortgage market for you
    • Our mortgage advisors are with you every step of the way
    • We’ve helped thousands of happy customers get the right mortgage
    • Online, by phone or live chat – complete your mortgage your way

    What our customers say…

    Efficient & professional service

    From the first contact, we had enquiring about types of mortgages to the final contact receiving confirmation that the funds had been released, the advisors were knowledgeable and professional. Responses to all our queries were always quick & comprehensive. Great service.

    Jane R.
    5 Star via TrustPilot

    THINK CAREFULLY BEFORE SECURING A MORTGAGE OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.

    Deal Direct is a trading style of Deal Direct Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.

    Mortgages

    • Overall cost for comparison: Estimated to be 6.70% APRC
    • Completion fees: Subject to circumstances, typically £198 upfront and £799 on completion
    • Complex cases: If your circumstances involve adverse credit, complex situations, debt consolidation, or commercial elements, fees may increase to a maximum of £2,693 with £198 payable upfront upon application
    • Fee structure: Fees are per application basis. Subsequent applications or amendments incur a separate £99 application fee

    We do not charge a broker fee for Product Transfers. A product fee may be payable to your lender, subject to and the terms of your new mortgage arrangement. Deal Direct Financial receives commission for this service, which is paid directly by the lender.

    A product transfer only provides mortgage options from your current lender. Please note, re-mortgaging to another lender could potentially enable you to get a lower rate so please consider obtaining whole of market advice when reviewing your options.

    Secured Loans

    Representative example: Based on borrowing £20,000 over 60 months:

    • Interest Rate: 7.55% fixed for 60 months
    • Monthly instalments: £448.16
    • Fees: Broker fee (£2,000); Lender fee (£395)
    • Total amount payable: £27,014.60, comprised of loan amount (£22,395) and interest (£4,618.60), including broker and lender fees
    • Overall cost of comparison: 9.50% APRC
    • Loan terms: Minimum 36 months, maximum 360 months
    • Maximum APRC: 29%
    • Broker fee: Maximum 10% of net loan amount (maximum £4,995), payable upon completion and can be added to your loan

    Homeowner loans are secured against your property. We are a broker and arrange secured loans from a panel of lenders of which we receive commission upon completion.

    Your adviser will confirm all costs in writing prior to any application being made.

    Insurance

    £200,000 life cover at £9.67 per month

    Example based on a 37-year-old non-smoker taking a 25-year Level Term Life Insurance policy with fixed monthly premiums.

    Important Assumptions

    This quote is for illustrative purposes and assumes:

    • You are in good health with no adverse family medical history
    • You don’t regularly participate in hazardous sports or activities (more than once per month)
    • Your occupation is not classified as high risk
    • Premiums paid monthly by direct debit

    What’s Included

    £200,000 lump sum payment on death during the policy term
    Terminal illness cover (12-month prognosis)
    Fixed premiums for the full 25-year term
    No medical exam required for this coverage level (subject to health questions)

    Key Exclusions

    • Death resulting from excluded pre-existing conditions

    Please note: While we work with a comprehensive panel of insurers, not all insurers are displayed. Contact us for our complete panel list.

    Commission Disclosure

    The exact amount of commission we will receive is not known at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

    Our Services

    • We are not limited in the range of mortgages we will consider for you
    • We can offer advice on both first and second charge loans
    • We offer a comprehensive range of mortgages from across the market
    • Note: We do not offer deals that you can only obtain by going direct to a lender
    • While our lender panel is comprehensive, some lenders are not displayed – you can view a list of these on our website

    © 2025 Deal Direct Financial Solutions Ltd

    Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793. Registered Address: Suite B 2nd Floor, 3500 Parkway, Solent Business Park, Whiteley, PO15 7AL.

    Compare repayment rates with Deal Direct's remortgage calculator

    Comparing repayment rates using Deal Direct's remortgage calculator is an essential part of finding your next mortgage.

    Your circumstances will be unique to you but with some basic information about how much you want to borrow and how long for, you can begin comparing deals online immediately. This will give you a taste of what is available and allows you to begin the process of tailoring suitable remortgage solutions.

    The advantages of using Deal Direct's remortgage calculator service

    Quick and easy. Using Deal Direct’s remortgage calculator is quick and easy as it takes less than a minute to complete. With just 7 clicks, you can begin exploring the market and comparing deals.

    Vary the metrics. The simplicity of the calculator makes varying the metrics easy too. Change the LTV or the duration of the term, change the class of mortgage or investigate products from a specific lender. Contrast and compare the expected repayments to help you make an informed decision.

    Results in moments. Although we compare a comprehensive range of lender products, our results are fast allowing you to take the next step on your remortgaging journey with one of our experts within a matter of moments.

    What can you expect if you don't use a remortgage calculator?

    Skipping using the remortgage calculator could mean missing out on a great deal. However, you could also:

    • make a mistake and apply for an unsuitable remortgage.
    • run the risk of having your application rejected.
    • make it more difficult for yourself to apply for subsequent mortgages by injuring your credit report.

    When you don’t shop around, you run the risk of missing a lender who is actively searching for clients with your profile. You could miss the deals that are best suited to you and pay higher rates than you need to. Because the market is complex, making mistakes is easier than you think. Expert guidance is available and the advice would be to seek it from Deal Direct.

    Take your first steps on the path to your next mortgage with Deal Direct’s remortgage calculator.

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    When should you use a remortgage calculator?

    You should use our remortgage calculator now if you are a homeowner and you:

    • are paying your lender’s SVR – you could see how much you can save.
    • have 2 – 3 months left before the intro term of your current deal expires – plan in advance to switch.
    • find yourself in the position of needing to move and your current mortgage is not portable – find the very best alternative that meets your changing needs.

    Deal Direct's Service

    Deal Direct’s advisors are highly skilled and experienced and are committed to offering the highest levels of customer service. With over 13 years’ experience, we have helped thousands of customers to remortgage successfully. Read what some of them have had to say about the service they received from us here:

    › Review Centre
    › TrustPilot
    › Reviews.co.uk

    Deal Direct's remortgage experts are contactable in three ways. Email us at any time of day or night and we'll get back to you as soon as possible. Speak to us by calling 0800 029 1671 or chat with us by opening the chat box at the bottom of the page.

    Start your search right by using Deal Direct's remortgage calculator or call 0800 029 1671 now.

    Remortgage calculator ›

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