Switch to a new Halifax mortgage deal in just 15 mins | Deal Direct
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    Have a Halifax mortgage?

    You could be eligible to switch to one of Halifax's NEW rate deals

    A simple alternative to a remortgage for Halifax customers with 6 months or less remaining on their current deal or are on a standard variable rate.

    See latest rates now
    • FREE to switch - takes just 15 mins
    • No waiting on hold - we answer fast
    • No credit check or valuation needed
    • Bad credit accepted (if mortgage up to date)
    • Choice of latest fixed or tracker deals

    All you need to request your Product Transfer is your Mortgage Account Number. (Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.)

    experience a 5 star customer service

    See the latest Halifax mortgage deals…

    It takes just 60 seconds to complete our short form below to see instantly the latest Halifax mortgage deals available to you.

    It then takes just one 15 minute phone call with one of our Halifax Product Transfer team to complete your mortgage transfer.

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    Accord Mortgages Limited
    Affirmative Finance Limited
    Aldermore Bank PLC
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    Bath Investment & Building Society
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    The Chorley and District Building Society
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    Hodge Life Assurance Company Limited
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    We are searching the UK market to find products that meet your criteria.
    Please wait or call 0800 029 1671 to speak to a mortgage advisor who is here ready to help you find a mortgage.
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    Loan to value too high

    Just one quick phone call is all it takes…

    Our Product Transfer team are here ready to talk through the mortgage options available to you through Halifax. You could choose to switch to a lower rate mortgage and reduce monthly repayments or to a better suited fixed or variable rate option.

    And remember – you can lock in your new rate up to 6 months in advance, so if rates increase,  you’ve secured the lower rate! And should rates go down before your renewal date, we’ll switch you to the lower rate.

    Simply call us on 0800 029 1671 with your Halifax mortgage account number to get started…

    To speak to a mortgage advisor call 0800 029 1671
    Request a callback
    Live Mortage Help

    We’ve made getting the best mortgage deal fast and simple

    See why Halifax mortgage customers choose Deal Direct

    • We can help you switch mortgage deals with Halifax or compare the UK mortgage market
    • Our mortgage advisors are with you every step of the way
    • We’ve helped thousands of happy customers get the right mortgage
    • Online, by phone or live chat – complete your mortgage your way

    What our customers say…

    Efficient & professional service

    From the first contact, we had enquiring about types of mortgages to the final contact receiving confirmation that the funds had been released, the advisors were knowledgeable and professional. Responses to all our queries were always quick & comprehensive. Great service.

    Jane R.
    5 Star via TrustPilot

    THINK CAREFULLY BEFORE SECURING A MORTGAGE OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.

    Deal Direct is a trading style of Deal Direct Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.

    Mortgages

    • Overall cost for comparison: Estimated to be 6.70% APRC
    • Completion fees: Subject to circumstances, typically £198 upfront and £799 on completion
    • Complex cases: If your circumstances involve adverse credit, complex situations, debt consolidation, or commercial elements, fees may increase to a maximum of £2,693 with £198 payable upfront upon application
    • Fee structure: Fees are per application basis. Subsequent applications or amendments incur a separate £99 application fee

    We do not charge a broker fee for Product Transfers. A product fee may be payable to your lender, subject to and the terms of your new mortgage arrangement. Deal Direct Financial receives commission for this service, which is paid directly by the lender.

    A product transfer only provides mortgage options from your current lender. Please note, re-mortgaging to another lender could potentially enable you to get a lower rate so please consider obtaining whole of market advice when reviewing your options.

    Secured Loans

    Representative example: Based on borrowing £20,000 over 60 months:

    • Interest Rate: 7.55% fixed for 60 months
    • Monthly instalments: £448.16
    • Fees: Broker fee (£2,000); Lender fee (£395)
    • Total amount payable: £27,014.60, comprised of loan amount (£22,395) and interest (£4,618.60), including broker and lender fees
    • Overall cost of comparison: 9.50% APRC
    • Loan terms: Minimum 36 months, maximum 360 months
    • Maximum APRC: 29%
    • Broker fee: Maximum 10% of net loan amount (maximum £4,995), payable upon completion and can be added to your loan

    Homeowner loans are secured against your property. We are a broker and arrange secured loans from a panel of lenders of which we receive commission upon completion.

    Your adviser will confirm all costs in writing prior to any application being made.

    Insurance

    £200,000 life cover at £9.67 per month

    Example based on a 37-year-old non-smoker taking a 25-year Level Term Life Insurance policy with fixed monthly premiums.

    Important Assumptions

    This quote is for illustrative purposes and assumes:

    • You are in good health with no adverse family medical history
    • You don’t regularly participate in hazardous sports or activities (more than once per month)
    • Your occupation is not classified as high risk
    • Premiums paid monthly by direct debit

    What’s Included

    £200,000 lump sum payment on death during the policy term
    Terminal illness cover (12-month prognosis)
    Fixed premiums for the full 25-year term
    No medical exam required for this coverage level (subject to health questions)

    Key Exclusions

    • Death resulting from excluded pre-existing conditions

    Please note: While we work with a comprehensive panel of insurers, not all insurers are displayed. Contact us for our complete panel list.

    Commission Disclosure

    The exact amount of commission we will receive is not known at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

    Our Services

    • We are not limited in the range of mortgages we will consider for you
    • We can offer advice on both first and second charge loans
    • We offer a comprehensive range of mortgages from across the market
    • Note: We do not offer deals that you can only obtain by going direct to a lender
    • While our lender panel is comprehensive, some lenders are not displayed – you can view a list of these on our website

    © 2025 Deal Direct Financial Solutions Ltd

    Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793. Registered Address: Suite B 2nd Floor, 3500 Parkway, Solent Business Park, Whiteley, PO15 7AL.

    Why choose Deal Direct for your Halifax mortgage product transfer

    A trusted Halifax mortgage provider for over 15 years

    Deal Direct helps thousands of customers a year find new mortgage deals that ideally suit their financial goals.

    Our lender panel includes all the UK's leading mortgage lenders and we can help you switch to a new mortgage deal with Halifax in as quick as 15 minutes.

    It's a free service from Deal Direct with no broker fees.

    Would I get a better deal if I go direct to Halifax?

    No - we have access to the same mortgage products and also have access to exclusive mortgage offers available through us that may not be available by going direct. Our industry leading systems could also help process your request faster.

    One big benefit of choosing Deal Direct is our hugely popular free Digital Mortgage Tracker service. It automatically checks your mortgage deal monthly against the UK market and will email you if a better mortgage option becomes available to you though out the year.

    Why choose a Halifax Product Transfer

    Halifax Product Transfers require no credit check and no valuation - so can be completed with one quick one call to us. We take care of everything for you.

    A Product Transfer is simply a way of switching your current Halifax mortgage deal to a new one and choose to switch to a lower rate mortgage and reduce monthly repayments or to a better suited fixed or variable rate option.

    The mortgage amount you borrow will remain the same as your existing balance. If you wish to consolidate or borrow more form home improvements etc then you would require a remortgage.

    If you have a bad credit score - but have not missed mortgage repayments then you could still take advantage of a Product Transfer.

    The benefits of a product transfer are that because you are not switching lenders, and simply switching products with your existing mortgage provider, it can be done very quickly with very little paperwork.

    What's the process of a Halifax Product Transfer?

    Simply complete our quick form that takes just 1 minute and we'll call you back within 30 minutes (during business hours) or call us on 0800 029 1671 with your Halifax mortgage account number.

    We can then discuss the options with you and process this straight away for you.

    We can also provide the option of a remortgage for you and compare the UK mortgage market for a better mortgage deal for you.

    Once you have made your enquiry with us, we liaise with all the remortgage-related parties on your behalf. Our aim is to offer the highest levels of customer service to ensure that obtaining your new remortgage goes as smoothly as possible.

    Can I do a Halifax Product Transfer today?

    Yes - as there is no need for a valuation, a Halifax Product Transfer can be completed very quickly. Our customer service team are here to help you process your product Transfer today.

    Simply call our Halifax Product Transfer team on 0800 029 1671.

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