Leeds Building Society Reduces Mortgage Rates: New Opportunities for UK Buy to Let and Residential Borrowers

Important Mortgage Rate Reductions from Leeds Building Society

Leeds Building Society has announced a series of positive changes to their mortgage offerings. With reductions in fixed rates across key products for both new and existing customers, as well as an extension on end dates for Limited Company Buy to Let mortgages, these updates are set to benefit a wide range of UK borrowers. If you are considering a mortgage, remortgage, or rate switch, read on to learn how these updates can unlock new savings and opportunities for you.

Key Mortgage Rate and Product Updates

• Limited Company Buy to Let fixed rates reduced by up to 0.20% for new applicants and existing customers.
• End dates for Limited Company Buy to Let mortgages now extended until December, providing longer fixed-rate security.
• Residential fixed rates for existing customers reduced by up to 0.41%.
• Additional borrowing on selected Residential fixed rates now reduced by up to 0.30%.

These rate reductions make Leeds Building Society one of the prime options for best mortgage rates UK, especially for landlords and homeowners looking for competitive remortgage rates or additional borrowing options.

Updated Lending Criteria and Application Information

• The changes affect new mortgage applications, new rate switch applications, and new additional borrowing applications.
• Existing products will be withdrawn at midnight on Monday, 1st September 2025. New product applications are available from the launch date.
• For rate switch applications: Submit these at least eight full working days before the end of the month to ensure your new rate starts on the 1st of the following month.

For more on Leeds’ updated lending criteria and detailed product ranges, visit the official Leeds Building Society website.

Who Benefits Most from These Updates?

• Limited Company Buy to Let Landlords: The rate reduction and longer fixed terms offer increased profit margins and certainty in a changing market.
• Homeowners Looking to Remortgage: Existing Leeds customers can lock in lower fixed rates, translating to potential savings over the mortgage term.
• Clients Seeking Additional Borrowing: Those considering home improvements or debt consolidation can benefit from reduced fixed rates on extra borrowing.

These updates are particularly attractive for specialist lending UK scenarios involving portfolio landlords, limited company SPVs (Special Purpose Vehicles), and experienced investors seeking dependable fixed-rate products.

Why Choose Leeds Building Society?

• Consistently Competitive Rates: Regularly featured among best buy tables for buy to let and residential products.
• Flexible Lending Criteria: Suitable for both individual and limited company applicants, as well as offering additional borrowing options.
• Proactive Product Updates: Leeds Building Society moves swiftly in response to market conditions, often passing savings on to borrowers quickly.
• Trusted UK Lender: Authorised and regulated by the FCA and PRA, with a strong reputation for support and transparency.

If you are a property investor, landlord, or residential borrower considering your next mortgage move, Leeds Building Society’s latest changes could add real value to your plans.

Take Advantage of New Mortgage Savings

With fixed rate reductions on Limited Company Buy to Let and Residential mortgages, plus greater flexibility for additional borrowing, now is an ideal time to review your options with Leeds Building Society. Our expert mortgage advisers are ready to help you compare the latest rates, assess your eligibility, and secure a deal tailored to your needs.

Contact our mortgage brokerage team today to discuss these updates and receive personalised mortgage advice UK—helping you make the best decision for your property goals.

FAQs: Leeds Building Society Mortgage Updates – September 2025

• Who qualifies for Leeds’ reduced Buy to Let rates?Limited companies using Special Purpose Vehicles (SPVs) and experienced landlords qualify for these discounted rates, subject to the lender’s full criteria.
• How do the new rate reductions affect my monthly repayments?Lower fixed rates mean potential monthly savings and increased certainty over your mortgage payments during the fixed period.
• Are there benefits for existing Leeds customers looking to switch rates?Yes. Existing customers can access reduced fixed rates – applications should be submitted eight working days before month-end for a smooth transition.
• What is required to apply for these updated products?You will need to meet Leeds Building Society’s standard affordability and criteria checks. A qualified adviser can help you through every step.
• Can I apply for additional borrowing at these new rates?Yes, selected homeowners can benefit from reduced rates on additional borrowing, subject to eligibility and product availability.