Remortgage Rates - Deal Direct
  • Contact
  • About us
  • Careers
  • Regulatory Info
    • Menu

    See the best remortgage rates available to you through our 5 star service…

    Compare remortgage rate options in 3 minutes

    DirectQuote

    One of the UK’s fastest, most accurate mortgage finders

    Using our industry leading DirectQuote system your best remortgage rate options are just a few clicks away. It’s a real-time process that’s fast, secure, accurate and won’t affect your credit score

    • Best remortgage rates – UK wide search
    • Free service – no broker fees*
    • No credit check and no valuation
    • End-to-end secure online process

    *Applies to Personal Transfers and advice. Arrangement fees apply in most other cases.

    The best possible remortgage rates to suit you…
    through DirectQuote

    Search for the best remortgage rates with DirectQuote, and you’ll have access to a system that’s on its own as a search tool. Click ‘Find my best deal’ to complete some details, and within minutes you’ll see a range of remortgage options that are tailored to your needs. The results are seen in real-time, and are the latest figures from a whole of market UK mortgage search.

    A search that can deliver the best results for you

    Deal Direct has helped thousands of customers source the very best remortgage rates, not only through the accurate and UK-wide search it provides, but because the DirectQuote system can take your application through to completion with utmost efficiency. You’ll have complete confidence at every stage and all the support you need from our experienced team of mortgage specialists.

    Compare the best available remortgage rates from UK lenders

    We’re more than just a mortgage broker.

    With Deal Direct, you don’t just get a leading UK mortgage broker, you get a dedicated team of professionals to support your application from start to finish. We build trust and we act for each and every customer to ensure the product, the rate and the deal as a whole is the best it can possibly be. We’re immensely proud of our 5 star customer rating, and of each and every individual review.

     

    Some straightforward remortgage rate advice…

    1

    Search the whole of UK market

    Getting the best remortgage rate relies on the ability to search far and wide to get the best options, with up-to-the-minute remortgage rates and repayments.

    3

    Trust a process designed for you

    From application right through to completion, our application process removes stress, delays and complications, so everything is straightforward

    2

    Impartial advice means confidence

    Deal Direct’s mortgage experts are on hand to help you make all the right decisions for your future financial security with complete impartiality.

    4

    Don’t wait to apply

    It costs nothing to apply, not even a credit search. If you think you want to consider a remortgage, it’s a good idea to start now so you have time to plan wisely.

    Experience 5 Star Customer Service with Deal Direct

    Efficient & professional service

    From the first contact, we had enquiring about types of mortgages to the final contact receiving confirmation that the funds had been released, the advisors were knowledgeable and professional. Responses to all our queries were always quick & comprehensive. Great service.

    Jane R.
    5 Star via TrustPilot

    Finding a remortgage rate that’s right for you

    Every customer will want to get the best possible remortgage rate when they begin their search for a new deal. But what are the key points to remember when considering rates for a new mortgage?

    Is now the right time to search?

    Before your existing mortgage deal ends, you’ll want to start the ball rolling and begin searching for a new deal. We believe that should sooner rather than later, and a good guide Is 6 months before. This gives you time to consider planning your finances and understanding what kind of mortgage you may need and what rate you can get, including term, repayments, product options to suit your circumstances.

    Will I have a wide choice of remortgage rates?

    Through a UK-wide search, choice is hugely important in finding the right rate. Like buying a car, the more dealerships you visit and the more makes and models you can view, the greater confidence you’ll have that the final choice and its features are exactly right – including cost.

    Will I get options tailored to meet my needs?

    As there are so many lenders in the UK, each with their own unique products, the choice is both vast and confusing. It’s why we value our specialist mortgage advisors so highly at Deal Direct, because their knowledge and experience is crucial to making appropriate choices. We are experts at matching product criteria with customer needs, taking into consideration a wide range of personal circumstances, and the result is a mortgage rate that ticks all the right boxes for you

    Can I rely on clear, accurate advice?

    Providing clear, accurate information quickly is what we do best. So not only do our customers have a great choice of rates and repayments, the process is finely tuned to assess each application and deliver accurate deals in minutes, that could then be processed in just a few weeks. Documents can be uploaded online, and you’ll have the support of Deal Direct’s team of experts to help you if there are any questions along the way.

    If you have any questions about your application, please do not hesitate to call a member of our specialist mortgage team, we’ll be happy to help.

    Call 0800 029 1671

    Excellence in mortgages since 2005

    experience a 5 star customer service

    THINK CAREFULLY BEFORE SECURING A MORTGAGE OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.

    Deal Direct is a trading style of Deal Direct Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.

    Mortgages

    • Overall cost for comparison: Estimated to be 6.70% APRC
    • Completion fees: Subject to circumstances, typically £198 upfront and £799 on completion
    • Complex cases: If your circumstances involve adverse credit, complex situations, debt consolidation, or commercial elements, fees may increase to a maximum of £2,693 with £198 payable upfront upon application
    • Fee structure: Fees are per application basis. Subsequent applications or amendments incur a separate £99 application fee

    We do not charge a broker fee for Product Transfers. A product fee may be payable to your lender, subject to and the terms of your new mortgage arrangement. Deal Direct Financial receives commission for this service, which is paid directly by the lender.

    A product transfer only provides mortgage options from your current lender. Please note, re-mortgaging to another lender could potentially enable you to get a lower rate so please consider obtaining whole of market advice when reviewing your options.

    Secured Loans

    Representative example: Based on borrowing £20,000 over 60 months:

    • Interest Rate: 7.55% fixed for 60 months
    • Monthly instalments: £448.16
    • Fees: Broker fee (£2,000); Lender fee (£395)
    • Total amount payable: £27,014.60, comprised of loan amount (£22,395) and interest (£4,618.60), including broker and lender fees
    • Overall cost of comparison: 9.50% APRC
    • Loan terms: Minimum 36 months, maximum 360 months
    • Maximum APRC: 29%
    • Broker fee: Maximum 10% of net loan amount (maximum £4,995), payable upon completion and can be added to your loan

    Homeowner loans are secured against your property. We are a broker and arrange secured loans from a panel of lenders of which we receive commission upon completion.

    Your adviser will confirm all costs in writing prior to any application being made.

    Insurance

    £200,000 life cover at £9.67 per month

    Example based on a 37-year-old non-smoker taking a 25-year Level Term Life Insurance policy with fixed monthly premiums.

    Important Assumptions

    This quote is for illustrative purposes and assumes:

    • You are in good health with no adverse family medical history
    • You don’t regularly participate in hazardous sports or activities (more than once per month)
    • Your occupation is not classified as high risk
    • Premiums paid monthly by direct debit

    What’s Included

    £200,000 lump sum payment on death during the policy term
    Terminal illness cover (12-month prognosis)
    Fixed premiums for the full 25-year term
    No medical exam required for this coverage level (subject to health questions)

    Key Exclusions

    • Death resulting from excluded pre-existing conditions

    Please note: While we work with a comprehensive panel of insurers, not all insurers are displayed. Contact us for our complete panel list.

    Commission Disclosure

    The exact amount of commission we will receive is not known at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

    Our Services

    • We are not limited in the range of mortgages we will consider for you
    • We can offer advice on both first and second charge loans
    • We offer a comprehensive range of mortgages from across the market
    • Note: We do not offer deals that you can only obtain by going direct to a lender
    • While our lender panel is comprehensive, some lenders are not displayed – you can view a list of these on our website

    © 2025 Deal Direct Financial Solutions Ltd

    Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793. Registered Address: Suite B 2nd Floor, 3500 Parkway, Solent Business Park, Whiteley, PO15 7AL.