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    Switch to a lower rate remortgage deal online now

    Compare deals from the UK's lenders in minutes

    • Real-time mortgage quotes
    • We'll find your best deal for you
    • Easily compare the mortgage market
    • Quote will not affect credit score

    Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

    experience a 5 star customer service

    Unsure which mortgage option is right for you?

    If you’re unsure which mortgage option is right for you – call today to speak with one of our mortgage experts or talk with us via our live mortgage advisor help chat.

    To speak to a mortgage advisor call 0800 029 1671
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    We’ve made getting the best mortgage deal fast and simple

    See why 1,000s of customers choose to Deal Direct

    • We compare the UK mortgage market for you
    • Our mortgage advisors are with you every step of the way
    • We’ve helped thousands of happy customers get the right mortgage
    • Online, by phone or live chat – complete your mortgage your way

    What our customers say…

    Efficient & professional service

    From the first contact, we had enquiring about types of mortgages to the final contact receiving confirmation that the funds had been released, the advisors were knowledgeable and professional. Responses to all our queries were always quick & comprehensive. Great service.

    Jane R.
    5 Star via TrustPilot

    THINK CAREFULLY BEFORE SECURING A MORTGAGE OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.

    Deal Direct is a trading style of Deal Direct Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.

    Mortgages

    • Overall cost for comparison: Estimated to be 6.70% APRC
    • Completion fees: Subject to circumstances, typically £198 upfront and £799 on completion
    • Complex cases: If your circumstances involve adverse credit, complex situations, debt consolidation, or commercial elements, fees may increase to a maximum of £2,693 with £198 payable upfront upon application
    • Fee structure: Fees are per application basis. Subsequent applications or amendments incur a separate £99 application fee

    We do not charge a broker fee for Product Transfers. A product fee may be payable to your lender, subject to and the terms of your new mortgage arrangement. Deal Direct Financial receives commission for this service, which is paid directly by the lender.

    A product transfer only provides mortgage options from your current lender. Please note, re-mortgaging to another lender could potentially enable you to get a lower rate so please consider obtaining whole of market advice when reviewing your options.

    Secured Loans

    Representative example: Based on borrowing £20,000 over 60 months:

    • Interest Rate: 7.55% fixed for 60 months
    • Monthly instalments: £448.16
    • Fees: Broker fee (£2,000); Lender fee (£395)
    • Total amount payable: £27,014.60, comprised of loan amount (£22,395) and interest (£4,618.60), including broker and lender fees
    • Overall cost of comparison: 9.50% APRC
    • Loan terms: Minimum 36 months, maximum 360 months
    • Maximum APRC: 29%
    • Broker fee: Maximum 10% of net loan amount (maximum £4,995), payable upon completion and can be added to your loan

    Homeowner loans are secured against your property. We are a broker and arrange secured loans from a panel of lenders of which we receive commission upon completion.

    Your adviser will confirm all costs in writing prior to any application being made.

    Insurance

    £200,000 life cover at £9.67 per month

    Example based on a 37-year-old non-smoker taking a 25-year Level Term Life Insurance policy with fixed monthly premiums.

    Important Assumptions

    This quote is for illustrative purposes and assumes:

    • You are in good health with no adverse family medical history
    • You don’t regularly participate in hazardous sports or activities (more than once per month)
    • Your occupation is not classified as high risk
    • Premiums paid monthly by direct debit

    What’s Included

    £200,000 lump sum payment on death during the policy term
    Terminal illness cover (12-month prognosis)
    Fixed premiums for the full 25-year term
    No medical exam required for this coverage level (subject to health questions)

    Key Exclusions

    • Death resulting from excluded pre-existing conditions

    Please note: While we work with a comprehensive panel of insurers, not all insurers are displayed. Contact us for our complete panel list.

    Commission Disclosure

    The exact amount of commission we will receive is not known at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

    Our Services

    • We are not limited in the range of mortgages we will consider for you
    • We can offer advice on both first and second charge loans
    • We offer a comprehensive range of mortgages from across the market
    • Note: We do not offer deals that you can only obtain by going direct to a lender
    • While our lender panel is comprehensive, some lenders are not displayed – you can view a list of these on our website

    © 2025 Deal Direct Financial Solutions Ltd

    Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793. Registered Address: Suite B 2nd Floor, 3500 Parkway, Solent Business Park, Whiteley, PO15 7AL.

    Switching to a more competitive remortgage deal

    With rates set low, now is the right time for home-owners to switch to a cheaper rate.

    There are many reasons you might be considering switching products. Perhaps you want to save yourself money each month by remortgaging to a lower rate, or perhaps you want to refinance to release equity for home improvements or to consolidate debt. Whatever your reason for wanting to remortgage now is the time to do so.

    By ensuring that you are on the most competitive and affordable product for your equity level, you can be sure you’re paying the lowest possible repayment each month. With rates set low we can help you to release equity while at the same time switching to a cheaper rate, this can allow you to release equity and keep your repayments close to present levels.

    For a competitive remortgage deal call 0800 029 1671

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    Deal Direct, find your best remortgage offer

    Within the UK market dozens of lenders offer hundreds of products, which makes it an impossible task to check every lenders’ range.

    While online comparison sites may list lenders’ rates at varying LTVs, they don’t provide an individually tailored list. A product might be available on the market, but this doesn’t mean you will qualify for the rate listed or the remortgage offered.

    Going it alone may cost you dearly in the long run. An incomplete search could mean you end up on a less competitive rate, or more seriously your application could be rejected by a lender, and this will go against you on subsequent applications.

    Switching to a new deal is set to get more complicated. As a home-owner you will now need to produce the same back up paperwork and pass the affordability checks that new buyers face. To get ahead of the game you are recommended not to make your mortgage search alone.

    Don’t miss out on a great deal, start your remortgage search today.

     

    Sourcing a remortgage deal

    Our advisers are available to take your call 24/7. Once you’ve called you will be assigned your own personal broker, they will be there to help and advise you from the initial quote stage, right up until the release of your funds.

    Whatever your reason for remortgaging, whether it’s to cut your costs by switching to a lower rate, or refinancing to release equity, we are here to help.

    Why contact us?

    • We have been operating as an online remortgage broker for over 10 years, and have vast experience helping home-owners switch to a lower rate or release equity.
    • We have access to a comprehensive range of lenders including secured loans and further advances.
    • We have access to lenders remortgage ‘specials’, which are products that are only available to home-owners through certain brokers.
    • We have spent years developing excellent relationships with UK lenders and have extensive market knowledge.
    • We offer a free automated valuation on your home.
    • We provide a free internal credit score, and with this information we can recommend how you can improve your rating.
    • We continue to provide you with regular email and text updates, as this ensures you’re kept up to date with information on the mortgage market and rate movements.

    Find out what makes us the remortgage broker of choice from real custom reviews across independent review websites:

    › Review Centre
    › TrustPilot
    › Reviews.co.uk

    For advice and a quote call us today on 0800 029 1671.

    Get Best Quote ›

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