Providers keen to lend but what about contractor mortgages?

In a report published by the Bank of England, mortgage and remortgage approvals are continuing to increase, including contractor mortgages.

Despite the rise in the base rate and inflation, there is no sign of a collapse in the market, proving that lenders are keen to lend. So, what does this mean if you are a contractor and self-employed? Will obtaining approval for your mortgage in 2018 be easier?


Possibly as lenders are actively demonstrating they are seeking your kind of business, mainly because the choice of contractor mortgages available is widening. However, trying to differentiate between them all can be a dauting task when undertaken alone. The lending criteria can vary greatly between providers and the job can suddenly become very complex indeed.

With professional help from Deal Direct, sourcing, applying and gaining approval for your ideal contractor mortgage is very straightforward.  We can help you find the most competitively-priced products from lenders who fully understand the nature of unconventional income streams and account for them by taking a case-by-case approach to underwriting.

If you want to find a contractor mortgage from a lender whose loan criteria is in alignment with how you generate your income, contact Deal Direct.

Call your contractor mortgage experts on 0800 048 8828.  

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Article published: Tuesday, January 23, 2018
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