Source first or second charge contractor mortgages via Deal Direct.

Source your first or second charge contractor mortgage with expert advice from a Deal Direct adviser.

When you are working for yourself, it can sometimes be hard to accurately predict your monthly income. This may be because what you earn is not generated from a single source or payments may be received quarterly, for example.

Regardless of what type of property you wish to purchase and even if you only have 12 months accounts, there is a mortgage solution for you and we can help you find it.


We work with lenders who:

  • don’t stipulate a minimum income figure
  • assess according to what you can afford
  • offer flexible lending criteria
  • offer case by case underwriting
  • offer no early repayment charges
  • offer interest only, capital repayment, fixed or variable rates

Just because you are a contractor doesn’t mean your mortgage will be more expensive than for someone who is employed. The rates available all over the country are very competitive and we can help you find and secure a loan that suits your needs exactly.

Have any questions? We’d been more than happy to answer them for you, explain the differences between your mortgage options and provide advice on documentation required and achieving the best credit rating.

Contact Deal Direct today on 0800 048 8828.

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Article published: Friday, February 23, 2018
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