Help finding the best secured loan rates available to you – whatever your credit history…

There are many reasons why a secured loan can help, and there are almost no restrictions on what you use the loan for, as long as it’s legal.

Home improvements, buying a car or arranging a family wedding comes high on the list of reasons people turn to a loan for financial help. But there are many others who could also benefit from a more affordable solution than their current arrangements. For example, clearing expensive loans and credit cards could allow you to re-plan your monthly finances, by replacing high interest loans and credit cards with a lower rate loan that provides an affordable monthly repayment.

Secured loans tend to have lower interest rates than an unsecured loan or credit cards, mainly because they are secured against your property. It means you may be able to borrow exactly what you need, for any purpose, and find the monthly repayments are lower than you think. So, by comparison with your current arrangement, the repayments could be significantly lower, with possible long-term saving too.

Also, the more equity you have in your property, the higher the level of security is provided to the lender (referred to as Loan-To-Value or LTV). This means a greater choice of products could be available to you at a competitive rate

Any homeowner with equity in their property can apply for a secured loan. You don’t have to have a good credit score, or be in full-time employment to apply, at Deal Direct we treat each application with the same enthusiasm and optimism, irrespective of your financial background or individual circumstances.

If you apply online, you’ll see a big difference in the speed and efficiency of the process. You’ll be able to review and compare your loan options within minutes of starting the application. You can save your information securely and return to update or progress your application whenever it’s convenient, day or night. Documentation can also be uploaded online too, making things efficient and speeding up the process even further.

Online doesn’t mean you’re on your own either. Deal Direct’s specialist loan advisors will support you all the way with guidance on product options, progressing your application, and helping you to make an informed decision that you’re 100% happy with.

Great news if you are self-employed or if you have bad credit history, not only are secured loans easier to qualify for compared to personal loans, but they often come at a lower interest rate too.

It’s important you review all your possible options to get the best loan deal to suit

It’s important you review all your possible options to get the best loan deal to suit your circumstances. As a specialist broker with expertise in secured loans, Deal Direct can access the UK-wide secured loan market to provide exceptional choice.

We review each individual case with diligence, accuracy and understanding, to arrive at the right loan product with the very best outcome. This is especially important when lending rates are volatile. Being able to afford your monthly bills is at the forefront of everyone’s mind right now, so it’s more important than ever to compare your options using a thorough, fast and accurate search – starting with DirectQuote.

A new secured loan deal can be completed in two to four weeks from application, however it depends on your personal circumstances. It’s important the process takes the appropriate time to complete, in the interests of all parties involved.