DirectQuote
One of the UK’s fastest, most accurate secured loan finders
Compare the latest home improvement secured loan offers from leading UK lenders – in real-time. All your best options can be reviewed in just 3 minutes without affecting your credit score.
- Find best loan rates – UK-wide search
- Free service – no obligation
- No credit check – and no valuation
- Secure online process – expert advice
Put some love into your home and your finances with a home improvement secured loan
Raising additional finance for home improvements by taking out a home improvement secured loan can be a great way of increasing the value of your home.
Whether you’re looking to build a conservatory, create extra space with an extension, or install a fabulous new kitchen or bathroom, a secured loan can be a cheaper way of funding home improvements than taking out a personal loan or maxing out your credit cards.
Also, because the loan is secured against your property, you can usually borrow as much as you need compared with unsecured loans, which are typically arranged for lower amounts and charged at higher rates of interest.
A system that’s astonishingly efficient at finding the right loan for you
When you are looking to make home improvements, finding the very best secured loan deal available can really help you reduce costs, and make the most of your investment. You can have complete confidence in the quotes you receive from Deal Direct’s industry leading DirectQuote system and the best options available to you will be listed for comparison within minutes. That also means not only will you see all the most competitive rates and repayments, but you can also have no doubt they are-up-to-the-minute deals that WILL be made available to you, based on the details you provide.
We help customers across the UK find the right secured loan
DirectQuote is a truly unique system specifically designed to help thousands of customers source the very best home improvement secured loan option. Nothing compares with having complete confidence that the deals quoted are accurate. And all this is backed by Deal Direct’s team of secured loan experts.
See and compare the best deals available from leading UK lenders
Unsure which home improvement secured loan option is right for you?
Speak to a secured loan advisor
Call 0800 029 1671
Why choose a home improvement secured loan…
1
Add value to your property
You’ll not only get to enjoy added style and space to your home, but all those improvements could also add significant value to your property.
3
You are on a favourable mortgage rate
If you have a great rate with your current mortgage provider, you would lose this benefit if you took out a remortgage instead of a secured loan.
2
Home improvements are affordable
With a secured loan, your home improvement project can be achieved at a considerably lower interest rates than those of a personal loan or paying interest on credit cards.
4
Enjoy the flexibility to manage repayments
By choosing a secured loan you could benefit from flexible repayment options. You can also clear the loan early without cost penalties often associated with a mortgage.
Why you’re in the safest hands to find the right home improvement secured loan from us
- DirectQuote sources deals from the UK-wide secured loan market
- Compare the latest and best real-time rates and repayments that are available to you
- Rely on a team of secured loan experts at Deal Direct, who are available to answer all your questions.
- Review options, update your application securely, and instantly
FAQs – Choosing a secured loan for home improvements
Below are some of the most frequent questions about secured loans that our customers have asked, including why they are suitable for funding home improvements. Every customer is unique, and will have individual requirements, so if you have any questions that you would like to ask, please call us any time on 0800 029 1671 and an experienced finance specialist will help you.
A secured loan, also known as a homeowner loan or a second charge mortgage, allows you to borrow money secured against your home. The loan can be used for a variety of reasons including home improvements, a family celebration or consolidating expensive credit and loans. By using property or other assets as security, a lender’s risk is reduced, which is why the rates and repayments can be so much lower than unsecured loans and other forms of borrowing.
There are many reasons why a secured loan can help. Home improvements, a special purchase or consolidating expensive loans and credit cards to make a fresh start, all are possible reasons for choosing a secured loan. Plus, by consolidating debt with a secured loan, finances can be more easily managed and less stressful too, thanks to one single and more affordable monthly repayment.
By selecting a secured loan through DirectQuote, you’ll be presented with the latest options on the market, including products with the most competitive rates and repayments.
Secured loans tend to have lower interest rates than unsecured loans or credit cards, and because you secure the loan against your property, you may be able to borrow larger amounts than is typically offered with an unsecured loan.
Also, the more equity you have in your property to secure against the loan (Loan-to-Value or LTV), the more options you will be offered – for higher amounts and at lower rates.
Any homeowner with equity in their property can apply for a secured loan.
If you apply online, you’ll see a big difference in the speed and efficiency of the process with DirectQuote, compared to others. You’ll be able to review and compare your loan options within minutes of starting the application. You can save your information securely and return to update or progress your application whenever it’s convenient, day or night. Documentation can also be uploaded online too, making things super-efficient and speeds up the process even further.
Online doesn’t mean you’re on your own either. Deal Direct’s specialist loan advisors will support you all the way with guidance on product options, progressing your application, and helping you to make an informed decision that you’re 100% happy with.
If you’re a homeowner, you’re already well on the way to a great secured loan deal with Deal Direct, because we’re made the process is so quick and easy. Whoever you are and whatever your personal circumstances, we want to help, and will usually find the right loan for every applicant. That includes customers who are self-employed or have poor credit history, and even those who have been turned down for a loan by numerous other providers. Deal Direct will always go the extra mile to try to find your loan.
It’s important you review all your possible options to get the best loan deal to suit your circumstances. As a specialist broker with expertise in secured loans, Deal Direct can access the UK-wide secured loan market to provide exceptional choice.
We review each individual case with diligence, accuracy and understanding, to arrive at the right loan product with the very best outcome. This is especially important when lending rates are volatile. Being able to afford your monthly bills is at the forefront of everyone’s mind right now, so it’s more important than ever to compare your options using a thorough, fast and accurate search – starting with DirectQuote.
A new secured loan deal can be completed in two to four weeks from application, however, it depends on your personal circumstances. It’s important the process takes the appropriate time to complete, in the interests of all parties involved. If you would like us to process your application quickly, talk to one of our specialist advisors, and we can provide you with some guidance on how your application can be progressed as quickly as possible.
Experience 5 Star Customer Service with Deal Direct
Efficient & professional service
From the first contact, we had enquiring about types of mortgages to the final contact receiving confirmation that the funds had been released, the advisors were knowledgeable and professional. Responses to all our queries were always quick & comprehensive. Great service.
Deal Direct Financial Limited offers an exceptional range of financial products, backed by a team of specialist advisors.
If you have any questions about your application, please do not hesitate to call a member of our specialist secured loan team, we’ll be happy to help.
Call 0800 029 1671