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    Access the best loan deals available to you from the UK market online now

    See real-time loan quotes - won't affect credit score

    See in real-time the latest secured loan deals from leading UK lenders. You could see how much you could borrow in just 3 minutes without affecting your credit score.

    Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

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    We are searching the UK market to find products that meet your criteria.
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    Loan to value too high

    Apply online for an instant loan quote in 2 minutes

    We’ll show you the best secured loan deal available to you from the secured loan market. You can even change the loan amount and term in real time to ensure the monthly payments are right for you.

    See loan amounts you would be accepted for

    Our online quote form will check the affordability of the loan (with no affect to your credit score) so you can be confident that you’ll be accepted. And, if you don’t qualify for the full loan amount – we’ll show you the maximum loan amount you would be accepted for.

    Simply apply online or call us on 0800 029 1671 for a fast loan quote…

    To speak to an advisor call 0800 029 1671
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    Live Mortage Help

    We’ve made getting the best secured loan deal fast and simple

    See why 1,000s of customers choose Deal Direct

    • We can help you find the best secured loan deals available to you from the UK mortgage market
    • Our advisors are here to help you with any questions
    • We’ve helped thousands of happy customers get the right loan
    • Online, by phone or live chat – complete your loan your way

    What our customers say…

    Efficient & professional service

    From the first contact, we had enquiring about types of mortgages to the final contact receiving confirmation that the funds had been released, the advisors were knowledgeable and professional. Responses to all our queries were always quick & comprehensive. Great service.

    Jane R.
    5 Star via TrustPilot
    experience a 5 star customer service

    THINK CAREFULLY BEFORE SECURING A MORTGAGE OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.

    Deal Direct is a trading style of Deal Direct Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.

    Mortgages

    • Overall cost for comparison: Estimated to be 6.70% APRC
    • Completion fees: Subject to circumstances, typically £198 upfront and £799 on completion
    • Complex cases: If your circumstances involve adverse credit, complex situations, debt consolidation, or commercial elements, fees may increase to a maximum of £2,693 with £198 payable upfront upon application
    • Fee structure: Fees are per application basis. Subsequent applications or amendments incur a separate £99 application fee

    We do not charge a broker fee for Product Transfers. A product fee may be payable to your lender, subject to and the terms of your new mortgage arrangement. Deal Direct Financial receives commission for this service, which is paid directly by the lender.

    A product transfer only provides mortgage options from your current lender. Please note, re-mortgaging to another lender could potentially enable you to get a lower rate so please consider obtaining whole of market advice when reviewing your options.

    Secured Loans

    Representative example: Based on borrowing £20,000 over 60 months:

    • Interest Rate: 7.55% fixed for 60 months
    • Monthly instalments: £448.16
    • Fees: Broker fee (£2,000); Lender fee (£395)
    • Total amount payable: £27,014.60, comprised of loan amount (£22,395) and interest (£4,618.60), including broker and lender fees
    • Overall cost of comparison: 9.50% APRC
    • Loan terms: Minimum 36 months, maximum 360 months
    • Maximum APRC: 29%
    • Broker fee: Maximum 10% of net loan amount (maximum £4,995), payable upon completion and can be added to your loan

    Homeowner loans are secured against your property. We are a broker and arrange secured loans from a panel of lenders of which we receive commission upon completion.

    Your adviser will confirm all costs in writing prior to any application being made.

    Insurance

    £200,000 life cover at £9.67 per month

    Example based on a 37-year-old non-smoker taking a 25-year Level Term Life Insurance policy with fixed monthly premiums.

    Important Assumptions

    This quote is for illustrative purposes and assumes:

    • You are in good health with no adverse family medical history
    • You don’t regularly participate in hazardous sports or activities (more than once per month)
    • Your occupation is not classified as high risk
    • Premiums paid monthly by direct debit

    What’s Included

    £200,000 lump sum payment on death during the policy term
    Terminal illness cover (12-month prognosis)
    Fixed premiums for the full 25-year term
    No medical exam required for this coverage level (subject to health questions)

    Key Exclusions

    • Death resulting from excluded pre-existing conditions

    Please note: While we work with a comprehensive panel of insurers, not all insurers are displayed. Contact us for our complete panel list.

    Commission Disclosure

    The exact amount of commission we will receive is not known at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.

    Our Services

    • We are not limited in the range of mortgages we will consider for you
    • We can offer advice on both first and second charge loans
    • We offer a comprehensive range of mortgages from across the market
    • Note: We do not offer deals that you can only obtain by going direct to a lender
    • While our lender panel is comprehensive, some lenders are not displayed – you can view a list of these on our website

    © 2025 Deal Direct Financial Solutions Ltd

    Deal Direct Financial Solutions Ltd Registered in England & Wales Company No. 05446793. Registered Address: Suite B 2nd Floor, 3500 Parkway, Solent Business Park, Whiteley, PO15 7AL.

    Why choose Deal Direct for a secured loan

    A trusted loan provider for over 15 years

    Deal Direct helps thousands of customers each year find the right loan or mortgage deal to suit their financial goals.

    Our lender panel includes a comprehensive range of the UK's leading secured loan lenders and we can help take the hassle out of finding the best deal with our fast online loan search.

    Simply call our secured loan team on 0800 029 1671.

    Get Instant Quote ›

     

    Securing additional finance with a secured loan from Deal Direct

    If you currently hold a mortgage but require additional funds, you could be eligible for a secured loan. This is a loan in addition to your mortgage that’s secured against your property and is often referred to as a second charge or a secured loan.

    The advantages of a secured loan include:

    • the ability to apply for a much larger amount than for a personal loan e.g. £100,000 or even £250,000 (depending on the lender)
    • the use of funds for mostly anything you like, i.e. home improvements, payment of credit card debts etc.
    • flexible repayment terms up to 30 years
    • the possibility of applying even if you have a challenging credit history

    How can Deal Direct help you?

    We are a leading UK mortgage broker with over a decade’s experience sourcing home financing solutions for our clients. We are industry experts with a wealth of knowledge. After carrying out a full review of your circumstances and requirements we can advise you on:

    • which UK lender will offer you the best rates and terms
    • how your household income is used to determine affordability
    • how to present your application in the best light possible
    • the effect of any negative equity in your property and whether you can still obtain a loan

    Our advisors are here to help in any way we can so don’t hesitate to call us for further information on secured loans.

    Speak to us at Deal Direct on 0800 029 1671.

    Get Instant Quote ›