CTL Trust Unveils Fresh Mortgage Pricing and Enhanced Lending Flexibility for UK Borrowers

CTL Trust, a leading UK specialist mortgage lender, has announced new, sharper mortgage pricing alongside updated lending policies designed to provide greater flexibility for a wider range of borrowers. If you’re seeking the best mortgage rates UK or more adaptable borrowing options, these latest changes could open up new opportunities for homeowners, first-time buyers, investors, and those interested in remortgaging or portfolio expansion.

Latest Mortgage Rate and Product Updates

CTL Trust’s update brings a fresh set of competitive products to the market, tailored to suit diverse borrower needs:

• New, lower fixed-rate mortgages on both residential and buy to let product ranges.
• Rates starting from just 4.39% for select fixed-rate residential products – putting CTL Trust among the most attractive options in the current best-buy charts.
• Buy to let mortgage rates refreshed, now with key deals from 4.74% – benefitting landlords seeking reliable fixed repayments.
• Flexible product options for remortgage, home purchase, and further advance scenarios.

For a full breakdown of the new rates and product details, you can visit our secured loans portal or speak with our mortgage specialists.

Updated Lending Criteria: Who Benefits?

CTL Trust has made significant revisions to its borrower criteria, designed to help more UK applicants secure mortgage approvals. Key policy changes include:

• More flexible affordability assessment – enabling applicants with complex income to qualify more easily.
• Improved options for self-employed applicants and those with non-standard employment backgrounds.
• Wider range of acceptable property types, including certain non-standard constructions, expanding choices for purchasers and investors.

These updates mean CTL Trust could be a leading option for those previously turned down elsewhere, or borrowers with unique circumstances.

Special Promotions and Unique Features

• No product fees on selected deals, reducing upfront costs for buyers and those remortgaging.
• Free valuation and legal incentives available on qualifying products.
• Flexible overpayment facilities – ideal for those looking to pay off their mortgage faster without penalties.

Borrowers with specialist needs – such as debt consolidation mortgage goals, property refurbishment, or portfolio refinancing – can benefit from CTL Trust’s adaptable approach.

Why Choose CTL Trust for Your Mortgage?

• Specialist expertise in complex and non-standard cases, providing thoughtful solutions where high street banks may say no.
• Competitive, best mortgage rates UK across both fixed-rate mortgages and variable options.
• Bespoke lending and responsive service – tailored to individual borrower stories.

If you need flexibility, competitive rates, or have struggled with traditional lenders, CTL Trust offers a compelling, borrower-friendly choice.

Get Expert Mortgage Advice

Ready to see if you could benefit from CTL Trust’s updated products or flexible lending criteria? Whether you’re a homeowner, first-time buyer, property investor, or remortgaging, our expert team can provide personalised advice and support you through your application.

Contact us today for a free, no-obligation chat about your mortgage options.

Frequently Asked Questions (FAQs)

• Who can qualify for CTL Trust’s new mortgage products?
  Homeowners, first-time buyers, property investors, self-employed applicants, and those seeking remortgage or debt consolidation may qualify, subject to individual assessment.
• How do the new rate changes impact my monthly repayments?
  Lower rates generally mean reduced monthly payments. Contact our advisors to calculate your potential savings based on your mortgage amount and chosen product.
• Is CTL Trust suitable if I have complex income or property needs?
  Yes, CTL Trust specialises in flexible criteria for non-standard incomes and a wide range of property types—ideal for complex scenarios.
• Are there any incentives or fee-free options available?
  Yes, select products feature no product fees, plus free valuation and legal services—ask our team which deals are available for your needs.
• How do I apply or find out if I’m eligible?
  Contact our mortgage advisors for a tailored assessment and step-by-step guidance through your application with CTL Trust.