Leek Building Society Increases Fee for 2-Year Fixed Ltd Company Buy-to-Let Mortgages: What UK Landlords Need to Know

Key Update: Fee Rise on 2-Year Fixed Ltd Company BTL Mortgage

Leek Building Society has announced an important change to its Limited Company buy-to-let (BTL) mortgage range. Effective from Wednesday, 3 September, the product fee for their popular 2-year fixed rate Limited Company BTL mortgage will increase by £500, raising the total fee from £995 to £1,495.

What This Means for Buy-to-Let Landlords

This fee change is highly relevant for property investors and company landlords currently seeking a new BTL mortgage or looking to remortgage an existing property through a limited company. If you are in the process of applying for this product, it is essential to submit your application before the updated fee takes effect.

• Current Fee (until 2 September): £995
• New Fee (from 3 September): £1,495
• Product Affected: 2-year fixed rate mortgage for Ltd Company buy-to-let
• Effective Date: Wednesday, 3 September

How Will the Fee Increase Impact Your Application?

The fee increase means a higher upfront cost for new applications on or after 3 September 2025. Submitting applications ahead of the change can save landlords £500 in arrangement fees, potentially improving mortgage cost efficiency—especially for those with multiple properties or smaller margins.

Who Benefits Most from Acting Now?

• Limited company landlords looking to purchase or remortgage BTL properties with a fixed rate for two years.
• Portfolio landlords considering switching lenders or adding properties soon.
• Landlords seeking to minimise upfront mortgage costs and maximise return on investment.

About Leek Building Society’s Ltd Company BTL Mortgage

Leek Building Society is well-regarded among UK mortgage lenders for providing specialist BTL solutions, particularly for limited companies. Their products are designed for property investors seeking competitive fixed rates, flexibility, and a straightforward application process. Key features typically include:

• Competitive fixed rates on BTL mortgages
• Options for portfolio or company landlords
• Flexible lending criteria tailored to investors
• Direct access to processing teams and dedicated support

Why Choose Leek Building Society?

• Specialist in limited company and BTL lending, with bespoke products for investors and landlords.
• Reputation for service and transparency, making them a strong choice for property professionals.
• Access to concierge-style advice through your mortgage broker, helping you navigate criteria and documentation.

Act Fast: Secure the Lower Fee Before the Deadline

If you are considering a Leek Building Society Ltd Company BTL product, we encourage you to submit your application before 3 September to benefit from the lower fee. Prompt action could save you £500 in upfront costs.

For tailored expert advice and up-to-the-minute lender updates, contact our team of qualified mortgage advisers today—we compare products across the UK mortgage market to help you find your best options. Call 0800 048 8828 or visit our website to get started.

FAQs: Leek Building Society Ltd Company BTL Fee Update

• Who qualifies for the Leek Ltd Company BTL mortgage?UK-based limited companies purchasing or remortgaging buy-to-let properties. Applicants must meet Leek’s lending and company criteria.
• How does the fee increase affect my mortgage costs?From 3 September, the upfront product fee rises by £500. Applying before this date keeps your arrangement fee at £995.
• Are first-time landlords eligible for this product?This product is best suited to established landlords through limited companies. Some experience or an existing property portfolio is usually required.
• How can I apply before the fee changes?Contact our brokerage or a qualified mortgage adviser right away to ensure your application is processed in time.
• Is a limited company BTL mortgage right for me?If you invest via a limited company structure, these products can be more tax efficient than personal BTL mortgages. Seek tailored advice for your circumstances.

Contact Us Today

Need help navigating these changes or finding the best mortgage rates in the UK? Our expert mortgage advisers are here to help with buy-to-let, remortgage, and specialist lending queries. Book a free consultation or call 0800 048 8828 now.