NatWest Launches New Buy to Let Products and Makes Rate Changes Across Mortgage Ranges

New Opportunities from NatWest for Buy to Let and More

NatWest Intermediaries has announced a significant update to their mortgage product range, launching a new set of Buy to Let (BTL) mortgages and adjusting rates across their New Business, Existing Customer, and Additional Borrowing (ADBO) offerings. Effective from 23rd September 2025, these changes present new opportunities and features for landlords, remortgagers, and homeowners seeking flexible and competitive financing options.

New Buy to Let Mortgage Products: More Choice for Property Investors

NatWest has expanded its Buy to Let mortgage range, specifically designed to provide property investors with more flexibility and choice. The new BTL products offer a variety of rate and fee structures, allowing clients to select the option that best fits their individual investment strategy. Both purchase and remortgage BTL applications are eligible for these new products.

• Fee and no-fee options available to suit different budget preferences.
• Multiple rate choices to meet a wide range of risk profiles and investment goals.
• Accessible for both new purchases and remortgages within the Buy to Let sector.

This expanded selection aims to support portfolio landlords and first-time investors alike, ensuring there are competitive choices whether looking to add to your property portfolio or remortgage an existing BTL property.

Rate Changes: Updated Offers for New and Existing Customers

Alongside the introduction of new BTL products, NatWest has implemented rate changes across multiple product lines:

• New Business products: Revised interest rates for both home movers and first-time buyers.
• Existing Customer products: Updated rates available for current NatWest mortgage holders considering a product switch or an Additional Borrowing (ADBO) application.
• ADBO products: Changes to rates for customers seeking to raise additional funds against their current property.

For full details of current rates and options, including helpful comparison tables, check the NatWest product change news page or download the updated rates PDF.

What Do These Changes Mean for Borrowers?

Whether you are a landlord, an aspiring Buy to Let investor, or a homeowner seeking to remortgage, these product launches and rate adjustments can mean:

• Increased product flexibility for landlords and property investors with fee/no-fee options and a wider rate selection.
• Potential for more competitive rates for both new applicants and existing NatWest mortgage holders.
• Enhanced criteria transparency via NatWest’s Income and Packaging Hub.
• If you’re already a NatWest customer, the new rates for product switching and additional borrowing allow for easier and potentially more cost-effective changes to your current arrangements.

Who Will Benefit Most from NatWest’s New Updates?

• Buy to Let landlords looking to grow or remortgage their portfolio.
• First-time BTL investors needing lower up-front fees or flexible rate options.
• Existing NatWest mortgage customers searching for better rates or considering additional borrowing for home improvements or debt consolidation.
• Remortgage clients wanting to switch to a competitive fixed-rate or tracker product.

Why Choose NatWest as Your Buy to Let or Residential Mortgage Lender?

• Large, trusted UK lender with a strong reputation for specialist and mainstream mortgage solutions.
• Consistently competitive rates and flexible mortgage structures for Buy to Let, remortgage, and residential customers.
• Broad range of lending criteria and support for intermediaries and applicants.
• Responsive online tools to make applications and mortgage management simple and transparent.

Next Steps

If you are considering a new Buy to Let investment, wish to remortgage your home, or are looking to take advantage of the latest rates from NatWest, now is the time to review your options. Contact our expert mortgage advisers for tailored, up-to-date advice on the right NatWest product for your needs. We can help assess your eligibility, compare rates, and guide your application from start to finish.

Contact us today for a free consultation and see how you can benefit from NatWest’s latest mortgage updates.

FAQs: NatWest Buy to Let and Mortgage Product Updates

• Who qualifies for NatWest’s new Buy to Let products?Both experienced landlords and first-time Buy to Let investors can apply, subject to NatWest’s standard lending and affordability criteria.
• How do NatWest’s new rate changes affect my monthly payments?Monthly repayments may increase or decrease, depending on the product and rate selected. Contact our team for a personalised mortgage illustration.
• Are NatWest’s new mortgage products suitable for remortgaging?Yes, the updated range covers remortgage options, including Buy to Let and residential loans.
• How can I find out if I’m eligible or apply for a NatWest mortgage?Speak with a qualified mortgage adviser who can assess your needs and help submit your NatWest application online.
• What is Additional Borrowing (ADBO) with NatWest?ADBO allows existing customers to borrow extra funds against their property, potentially at new advantageous rates.