Looking ahead to the coming years, Nottingham Building Society mortgages 2025 could offer exciting new opportunities for homeowners.

Introduction: Nottingham Building Society’s Latest Rate Reduction

Nottingham Building Society has announced a round of rate reductions across their residential mortgage range, effective from 26 September 2025. This update brings significant benefits for homebuyers and those looking to remortgage, with lower fixed-rate deals and enhanced product options available. As UK mortgage rates continue to fluctuate, these changes signal a more competitive environment for borrowers seeking the best Nottingham Building Society mortgages in 2025 UK-wide.

Key Mortgage Rate and Product Updates

• Rates reduced by up to 0.23% on residential purchase and remortgage fixed-rate products.
• Introduction of new 90% LTV (Loan-to-Value) 2-year and 5-year fixed rates, each carrying a £999 product fee – ideal for borrowers with 10% deposit.
• End dates extended for fixed-rate deals: 2-year fixed products now run until 31 December 2027, and 5-year fixed products until 31 December 2030.

These changes open up more choices for first-time buyers and those looking for stability on mortgage payments for either a 2- or 5-year period.

Withdrawn Products – Act Now if Applicable

As part of this update, several existing 2-year and 5-year fixed-rate products are being withdrawn. Applications for these products must be submitted with all required documents by 9am, Friday 26 September 2025. This step ensures access to current rates before withdrawal in relation to Nottingham Building Society mortgages 2025.

• 2-year fixed: Product codes include MF1369, MF1368, and others.
• 5-year fixed: Product codes include MF136D, MF136C, and others. Please consult your adviser for specific details.

Who Benefits Most from These Updates?

• First-time buyers: The new 90% LTV options offer a route to homeownership with a relatively small deposit.
• Remortgagers: Lower fixed rates may offer substantial monthly savings, especially for those whose current deals are ending soon.
• Home movers: Extended end dates provide predictable monthly payments over a longer period, supporting budgeting for families and professionals alike.

Special Product Features and Lending Criteria

• Fixed deals with extended end dates – enjoy peace of mind with rates fixed until the end of 2027 or 2030, protecting against future interest rate rises.
• 90% LTV available – expanded options for buyers with smaller deposits.
• Competitive £999 fee structure across new offerings.

Nottingham Building Society has a reputation for straightforward, accessible mortgage solutions, making these products attractive to a wide range of borrowers who are considering Nottingham Building Society mortgages in 2025.

Why Consider Nottingham Building Society for Your Mortgage?

• Strong market position among UK mortgage lenders – regularly updating products to reflect current market trends.
• Flexibility and stability – fixed rates at multiple LTV tiers offer options for many borrower profiles.
• Focus on first-time buyers and home movers – including options for smaller deposits.
• Straightforward application process designed to suit busy lives.

Next Steps: Get Personalised Mortgage Advice

If you are looking for the best mortgage rates UK, considering remortgaging, or interested in buy to let mortgage rates, Nottingham Building Society’s latest offers could help you take the next step toward your property goals. Contact our experienced mortgage advisers today for tailored, expert help with your application – and explore Nottingham Building Society mortgages 2025 to secure a product that matches your financial needs.

Don’t wait – with product withdrawals and limited-time rates, reaching out early is essential to avoid disappointment.

FAQs – Nottingham Building Society September 2025 Mortgage Rate Update

• Who qualifies for the new 90% LTV fixed-rate products?These are available to residential purchase and remortgage applicants with a 10% deposit/equity, subject to affordability and eligibility criteria.
• How much could I save with Nottingham’s rate reduction?With rate reductions up to 0.23%, eligible borrowers may see lower monthly repayments compared to previous fixed-rate products.
• Can I switch if I’m an existing customer?Existing customers may access retention rates or apply for the new products if remortgaging. Speak with an adviser to check suitability.
• Are these products suitable for debt consolidation?Fixed-rate mortgages may be used for debt consolidation subject to lending policy – discuss your situation with an adviser to check eligibility.
• How do I apply or check if I’m eligible for these offers?Contact our mortgage advisers or enquire online for a personalised eligibility check and support with your application.