Please find below representative example of our fees for our lending solutions

 

Representative example

Borrow

Up to £5,000 for 60 days

Interest rate

0% pa (fixed)

One repayment

of £5,000

Representative

0% APR 

 

If you don't repay on time there will may be extra costs:

Missed payment fee - Default Charge

£25.00

Charged at 11pm on the third day after your repayment date

  

Please find below an example of our fees for broking solutions

 

Subject to circumstances, a fee will be charged for our service. This is typically £997 which can be paid in full upfront or you can choose to pay £198 prior to application and then £799 once a mortgage offer has been issued. If you do decide to defer the £799 the latest this can be paid is the completion date of the mortgage. If your circumstances or history involves any adverse credit, a complex situation or a commercial element then this may increase to maximum £2744 with a minimum of £99 payable upon application.
The exact amount will be disclosed by your adviser, shown in your ESIS / lending illustration document & on your professional fee agreement.

 

 Representative example

Borrow

Up to £2,495 for 60 days

Interest rate

0% pa (fixed)

One repayment

of £2,495

Representative

0% APR 

 

If you don't repay on time there will may be extra costs:

Missed payment fee

£25.00

Charged at 11pm on the third day after your repayment date

 

Our fee

When you instruct us to arrange your mortgage our fee is payable upon
application, you may* choose to defer payment to completion. If you
choose this option we will regard this together when any other funds
you have borrowed** from us as a loan / deferred payment agreement & report the conduct
of such accounts to credit reference agencies listed here


This process works exactly the same way as a mortgage lender would
treat any fee that you may decide to add to your mortgage. The major
difference is that we make no interest charges***for offering this
service where as a lender would charge you interest over the full
mortgage term.

*subject to status & underwriting

**other funds could be for things like lender valuation fees,
solicitors costs, stamp duty, deposit shortfall or same day release of
funds for home improvements.

***No interest charges assumes you pay the balance on or within 3 days
of completion, after this date then the following charges apply****

Our standard fee is £997 with £198 payable upon application £799 can
be deferred until completion and a representative example of this is
as follows.

 

Representative example

Borrow

Up to £799 for 60 days

Interest rate

0% pa (fixed)

One repayment

of £799

Representative

0% APR

 

Missed payment fee - Default charges

£25.00

Charged at 11pm on the third day after your repayment date

ALL AGREEMENTS ARE FOR A MAXIMUM OF 12 MONTHS

 

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