Mortgage Rate Switch
GET STARTED...Switch to a NEW mortgage deal with your existing lender in as quick as 15 mins
See the latest product transfer rates from your lender in real-time. Compare your options and switch to a better deal without the hassle of a full remortgage — no valuation, no solicitor, no stress.
We've made the process quick, simple and secure.
- See your lender's latest deals instantly
- No valuation or solicitor fees
- Switch in as little as 15 minutes
- Won't affect your credit score
- Easily complete whole process online
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
A leading UK Mortgage broker since 2005 – Trusted by over 10,000 people every year
How does the Product Transfer process work?
Check your options
We'll show you the latest deals available from your existing lender.
Choose your new deal
Select the rate and term that works best for you.
Confirm the switch
We submit the product transfer to your lender — no valuation or solicitor needed.
Lender processes the switch
Your lender confirms the new deal and sets the start date.
New deal goes live
Your new rate kicks in — often from your next payment date.
Product Transfer Tools & Support
Check Your Lender's Deals
See the latest product transfer rates from your existing lender instantly.
Savings Calculator
Compare your current rate with the latest deals to see how much you could save.
Product Transfer Guide
Everything you need to know about switching deals with your current lender.
Read guide →Do I need a broker for a product transfer?
Yes — especially if:
- Your current deal is ending and you want to see your lender's latest rates
- You want to check if remortgaging would be a better option
- You want a free, no-obligation comparison of your options
- You'd like someone to handle the switch for you
- You want to lock in a rate before your current deal expires
We can show you your lender's latest product transfer rates and compare them with remortgage deals — so you know you're getting the best option.
Compare Product TransfersFrequently Asked Questions
Ready to switch to a better mortgage deal?
See the latest product transfer rates from your lender — in just minutes.
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