THINK CAREFULLY BEFORE SECURING A MORTGAGE OR OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER BORROWING SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE BORROWING AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Deal Direct is a trading style of Deal Direct Financial Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority for regulated mortgage and non-investment insurance contracts. Our FCA Number is 478726.
Mortgages
- Overall cost for comparison: Estimated to be 6.70% APRC
- Completion fees: Subject to circumstances, typically £198 upfront and £799 on completion
- Complex cases: If your circumstances involve adverse credit, complex situations, debt consolidation, or commercial elements, fees may increase to a maximum of £2,693 with £198 payable upfront upon application
- Fee structure: Fees are per application basis. Subsequent applications or amendments incur a separate £99 application fee
We do not charge a broker fee for Product Transfers. A product fee may be payable to your lender, subject to the terms of your new mortgage arrangement. Deal Direct Financial receives commission for this service, which is paid directly by the lender.
Secured Loans
Representative example: Based on borrowing £20,000 over 60 months:
- Interest Rate: 7.55% fixed for 60 months
- Monthly instalments: £448.16
- Fees: Broker fee (£2,000); Lender fee (£395)
- Total amount payable: £27,014.60
- Overall cost of comparison: 9.50% APRC
- Loan terms: Minimum 36 months, maximum 360 months
- Maximum APRC: 29%
- Broker fee: Maximum 10% of net loan amount (maximum £4,995), payable upon completion and can be added to your loan
Homeowner loans are secured against your property. We are a broker and arrange secured loans from a panel of lenders of which we receive commission upon completion.
Insurance
£200,000 life cover at £9.67 per month
Example based on a 37-year-old non-smoker taking a 25-year Level Term Life Insurance policy with fixed monthly premiums.
Commission Disclosure
The exact amount of commission we will receive is not known at this stage. We will confirm the actual amount to you as part of the lending illustration we are required to obtain from the lender.
Our Services
- We are not limited in the range of mortgages we will consider for you
- We can offer advice on both first and second charge loans
- We offer a comprehensive range of mortgages from across the market
- Note: We do not offer deals that you can only obtain by going direct to a lender
© 2026 Deal Direct Financial Solutions Ltd.
Registered in England & Wales Company No. 05446793
Portsmouth Technopole, Kingston Crescent, Portsmouth, Hampshire, PO2 8FA
