Bad Credit Secured Loans
GET STARTED...Get approved with our specialist bad credit lenders
Having a less-than-perfect credit history doesn't mean you can't access the funds you need. Our panel of specialist lenders consider applications that high-street banks typically decline. By using the equity in your property as security, you can access competitive rates — even with adverse credit.
We've made the process quick, simple and secure.
- Find your best secured loan deal
- Save loan quote – return any time
- Quote won't affect credit score
- Easily complete whole process online
- Compare lowest rates & repayments
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.
A leading UK Mortgage broker since 2005 – Trusted by over 10,000 people every year
How does the Bad Credit Secured Loan process work?
Get a quote
Enter your details and see which specialist lenders could help — without affecting your credit score.
Review your options
We'll match you with lenders from our specialist panel who consider applications with adverse credit.
Submit your application
We handle the application and present your case to the lender in the best possible light.
Valuation & underwriting
The lender values your property and reviews your application. Specialist underwriters assess each case individually.
Funds released
Once approved and legal work is complete, funds are released to you.
Bad Credit Loan Tools & Support
Bad Credit Loan Calculator
See what you could borrow and what your monthly repayments would be — even with adverse credit.
Compare Specialist Rates
Compare bad credit secured loan rates from our panel of specialist lenders.
Do I need a broker for a bad credit secured loan?
Yes — especially if:
- You've been declined by your bank or a high-street lender
- You have CCJs, defaults, or an IVA on your credit file
- You want access to specialist lenders who consider adverse credit
- You want someone to present your case in the best possible light
- You want expert advice on improving your chances of approval
With adverse credit, having a broker is especially valuable. We know which lenders are most likely to approve your application and can present your case to maximise your chances.
Compare Bad Credit LoansFrequently Asked Questions
Ready to find a loan that works for you?
Compare bad credit secured loan deals from our panel of specialist lenders — in just minutes.
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