Need a contractor mortgage? Find a better rate with Deal Direct.

If you need a contractor mortgage to purchase property, look no further than Deal Direct.

We work with contractor mortgages providers situated all over the UK. As such, we are in an excellent position to be able to source a great deal for you.

Not all contractor mortgages are made the same and some lenders’ requirements can be challenging to satisfy. This is possibly due to lenders’ considering those who work for themselves as being ‘high-risk.’


In some cases, despite having employees who gain mortgage approval based on their salary from your company, you could find your application is rejected by the same lender.

This is why it is essential to seek professional advice from experienced contractor mortgage broker, Deal Direct.

We use our knowledge and skill in the market to seek out your best options and point you towards mortgages from lenders who are sympathetic to contractors’ circumstances. As it’s a specialised market, many of the mortgages available are only accessible via broker channels – another reason why you should consult with Deal Direct.

For instance, Vernon Intermediaries has recently made it easier for contractors on zero hours to gain mortgage approval. Factors taken into account include:

  • 12 months working history
  • total income considered, including from secondary sources
  • up to 50% of certain state benefits

For further information on the differences in lending criteria offered by contractor mortgage providers from all over the UK, contact Deal Direct.

Chat with us online now or call our office on 0800 048 8828. 

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Article published: Friday, August 24, 2018
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