Am I eligible for a contractor mortgage?

Since the end of self cert deals, many contractors have struggled to find a lender willing to offer them favourable mortgage terms. 

Getting help in your search is vital as there are many professional mortgages on offer for contractors, IF you know where to look.

If you would like to discuss your circumstances make a call to us at Deal Direct, and speak to one of our specialist advisers.

After reviewing your contract we can work out which lenders’ criteria you fit best. We have vast experience sourcing mortgages for contractors and self-employed workers. Whatever your mortgage needs and available deposit we can search the entire market for a mortgage offer.

We provide bespoke, streamlined mortgage solutions and are dedicated to achieving mortgage success for all our clients. We have spent years to building up relationships with specialist lenders willing to view applications from contractors in a fair manner.

We deal with lenders who offer bespoke underwriting and view contractors the same as salaried employees. We contact lenders who are used to applicants with more unconventional pay structures.

We shop around on your behalf to find you a mortgage that:

• takes your total earnings into account to enable you to maximise borrowing potential
• offers bespoke/flexible underwriting solution specifically designed for contractors
• offers a highly competitive rate

To discuss your eligibility for a contractor mortgage call us today on 0800 048 8828.