Secure the lowest interest rates with leading UK mortgage broker, Deal Direct.

Securing the lowest interest rates for financing your property is smooth and straightforward with mortgage broker, Deal Direct.

However, with our service, we go beyond sourcing the deal with the lowest rate. We investigate every aspect of the mortgage on offer and compare to other like-for-like products. In this way, we can determine for you whether the mortgage selected actually represents the best all-around value. 


Since 1997, the control for setting the key base rate was transferred from the government to the Bank of England, which is an independent financial institution.

Subsequent to handing over the responsibility to the BoE, the base rate has reduced from 7.25% then to the lowest point of 0.25% that was reached in 2017.

Following the result of the referendum and the negotiations taking place for the UK to remove itself from the EU, the base rate increased a quarter of a percent to 0.5% in November last year, followed by another increase in August this year to 0.75%.

In consequence, mortgage rates have reached record-low levels. However, mortgage hunters should note that deals are not as simple as a headline low rate implies. Other factors should also be considered including cashback, a package for legal services and property surveys as well as the lending criteria itself and the way in which the mortgage is underwritten.

To ensure the mortgage option chosen is prime for you and your position, speak with one of our advisors.

Call Deal Direct today on 0800 048 8828. 

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Article published: Tuesday, September 25, 2018
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