Contact mortgage broker, Deal Direct, for advice on 5 x income mortgages.

Some lenders are now offering to loan up to 5 x your income and mortgage broker, Deal Direct, can furnish you with all the details.

Cambridge Building Society is one such lender who has altered their loan criteria to accommodate those seeking a larger loan.

You can apply for 5 times your income for up to 80% LTV if:

  • you have a minimum income of no less than £60,000
  • you have no unsecured debt other than student or car loans


The lender anticipates that this type of loan will appeal to those who have already made their first move onto the housing ladder and are seeking to take the next step. Having already had experience of managing budgets to make monthly mortgage repayments, the loan criteria is more flexible as this type of applicant is viewed as low risk.

Cambridge is also willing to underwrite on an individual basis, judging each case on its own merits. This flexible approach, combined with our help in presenting your application, can increase the likelihood of gaining approval for the exact loan amount you require.

If up to 5 x your income lending would be of interest to you, Deal Direct can help you compare all the products available from the whole of the market.

Start your online search now by clicking the button below or speak to one of our helpful team members.

Discuss your requirements with Deal Direct on 0800 048 8828.  

start mortgage search

Article published: Friday, February 23, 2018
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