Deal Direct look beyond the high street for contractor mortgages.
Searching for a contractor mortgage on the high street can be frustrating. If you have already tried approaching a few of the mainstream lenders, you have probably already found that they are limited to their own lending models. These models were not designed with the independent contractor in mind and would likely reject your application, because of what they deem to be the ‘unconventional’ the way you are paid.
Contractor friendly lenders do exist, though, with lending models that are designed for people like you. For more than 10 years, Deal Direct has gained a wealth of experience in assessing your true disposable income and using this to calculate how much you can potentially borrow. This figure helps in sourcing a contractor mortgage from a niche lender, that meets your needs exactly at the lowest rate.
The underwriters we work with assess the applications on a case by case basis. We know how to present your information in a way that gives your application the greatest chance of success. The strength of the relationships we have with these underwriters means they trust our judgement, and we can utilise our influence to speed your application through. This level of service is not something that the high street lenders offer.
For contractor mortgage advice you can trust, speak to one of our experts at Deal Direct.