End date looming on your contract? You can still get a contractor mortgage.

Your situation is that you want to apply for a home loan but you have an end date on your current contract – how would this affect your ability to successfully obtain a contractor mortgage?

The answer would depend on who you speak to so don’t make the mistake of asking advice from anyone other than expert mortgage broker, Deal Direct.

Isn’t a contractor mortgage out of my reach?


You may have assumed that a mortgage is out of your reach because:

  • you may not be able to demonstrate all of your income
  • your current contract may be ending in a few months
  • you haven’t been a contractor for long enough
  • you have multiple or complex income streams    

If you fall into any of the above categories, don’t give up on getting a mortgage before you’ve even made an enquiry. You may be pleasantly surprised at how flexible a number of lenders are – particularly those who have designed their products with you in mind.

Your best course of action is not to give up but to talk with a member of our Deal Direct team.  With the skill, knowledge and expertise we have gained during the 13 years, we have been supporting thousands of clients obtain all types of contractor mortgage.

We can advise you too, regardless of your current contract situation.

Choose a mortgage advisor with right experience and call Deal Direct on 0800 048 8828 today.

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Article published: Saturday, March 24, 2018
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