Achieve the best mortgage rates through Deal Direct.

Finding the best mortgage rates can be a challenge, especially if you have chosen to search on your own without the expert guidance of Deal Direct.

Some lenders are prepared to offer deals starting at 95 per cent LTV however more commonly you will need a 10 per cent deposit. However for the best mortgages rates on the market the larger the deposit you have the better your rate will be.

Firstly we recommended that you seek independent expert advice from Deal Direct. We are 'whole of market' brokers and so have full access to all lenders offers. We are up to date on all of the UKs best mortgage rates and lending criteria and can compare deals on your behalf to find the best offer.

As there can be large differences between lenders mortgage deals, a mortgage cost comparison is essential.

However, it is not just the headline rate that you need to consider.  Take into account lenders fees and any early repayment charge. Also be wary of adding mortgage fees and other extra costs to your mortgage. It is more advisable to pay these costs upfront because adding to them your mortgage means you pay interest on them for the whole of the mortgage term.

With mortgage providers changing lender criteria and increasing some rates it can be difficult for individuals to source the best mortgage rates. Deal Direct therefore recommend you use us to search on your behalf to find a competitive deal.