Halifax residential mortgages 2015.

The Halifax is Britain’s largest mortgage lender and throughout autumn several highly competitive deals were released and rates cut.

For those looking to buy a home or remortgage in 2015 there are various low rate offers to chose from depending on your deposit and financial circumstances.

Back in October the lender cut rates by up to 0.31%, and various deals were made cheaper including a 5 year fix for up to 80% LTV at 3.98% with a £995 fee.

It is expected that the lender will continue offering cheap rate mortgages into 2015, including deals for first timer buyers through its Help to Buy scheme.

For would-be buyers looking for a residential mortgage the advice is to act sooner rather than later, interest rates may well rise next year which will have a knock on effect on mortgage rates.

To avoid missing out on locking into a cheap deal buyers should begin their mortgage search now through Deal Direct. We are an independent broker and so you will be given quotes from all lenders at your deposit level to ensure you end up with the best on offer.

Choosing us gives you access to all lenders mortgage ranges and not just offers from the Halifax.

We will not limit our search to the Halifax, we are here to find you the best deal regardless of the lender.

For the best mortgage for your deposit level don't limit your options by going direct for your mortgage, contact us and let us make a 'whole of market' comparison on your behalf.

Whether you are looking for a mortgage to purchase a home or to remortgage and switch to a lower rate, Deal Direct can review all competitive deals at your deposit level.

Let us find you the best mortgage to match your finances – call for a quote on 0800 048 8828.