Mortgage approval success in 2018 with a small deposit.

According to market reports, the number of mortgage applications received and approved for borrowers with a small deposit is falling.

This may be because there has been widespread reporting of how difficult it is for the young, first-time property hunter to gain that initial foothold on the housing ladder. The reporting itself may be partially responsible for the public’s perception.


Much attention has been paid to the lack of suitable housing stock, the lack of affordable new properties being built, how much the government is planning on investing in new builds and how difficult it is for the new buyer to save for a deposit, particularly when they have such high rents to pay.

While the media have reported on the challenges faced by those wishing to own their own property, they haven’t focused on the availability of Help to Buy schemes, shared ownership, family assisted deposit schemes or the availability of 95% loan to value mortgages.

Here at Deal Direct, our highly experienced advisers can explain all the different schemes that are available and help you decide which one would be right for your circumstances. Our experience means we can find you a mortgage solution you may not have been able to find alone.

Don’t wait to save more if you already have a small deposit because the right mortgage could be available for you now.

To discuss your situation more fully, call us on 0800 048 8828.   

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Article published: Friday, December 22, 2017
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