Next step remortgage after Help to Buy from Ipswich BS.
Ipswich Building Society is offering a next-step remortgage to borrowers seeking to move on from their initial Help to Buy loan.
The lender has made its standard mortgage products available to all Help to Buy mortgage holders for up to 95% LTV.
An interesting aspect of Ipswich’s underwriting process is that they take a personal approach. Affordability is calculated and applications assessed manually meaning greater flexibility for you, the borrower.
A manual underwriting process is particularly helpful if your circumstances are complex or you have an unusual profession. Because you may not fit standard mortgage application requirements neatly, lenders who take a tick-boxing approach to approvals may not even consider your borrowing needs.
This is where consulting with Deal Direct proves its worth as we can match you immediately with a lender who is willing to be flexible and accommodate your needs.
Comparing remortgages from all over the UK is just the start of what we can do for you. The in-depth knowledge we have gained during our 13 years in the industry means we can find you exactly the right mortgage to match your circumstances. We can also use our standing with lenders to influence the approval process, helping to ensure they respond positively to your application.
If you are a Help to Buy mortgage holder and would like to find out more about how to remortgage to a standard loan, contact our experts here at Deal Direct.