Pepper reprices its mortgage range.

The mortgage provider Pepper Money has repriced its mortgage range resulting in a number od significant reductions.

As a specialist provider who arrange loans for those with a blemished credit record, one of Pepper’s mortgage ranges, known as Pepper 12, is aimed at borrowers who haven’t registered a default within the last 12 months. Other conditions that apply to eligibility for application exclude those with a CCJ recorded within the last 12 months.


The highlights of the 5 year fixed rate range include:

  • 80% LTV rate = 4.63% reduced from 5.18%
  • 75% LTV rate = 4.47%
  • 70% LTV rate = 4.17%

Pepper’s 6 range is for those with no CCJ or default within the last 6 months. Highlights include:

  • 5 fixed rate for up to 75% LTV at 4.78%
  • 5 year fixed rate for up to 70% LTV at 4.48%

Pepper’s other ranges have also been subject to rate reductions of up to 0.25%. In addition, they have also launched a new  2 year fixed rate mortgage for up to 70% LTV offered at 2.37%.

Some of the reductions are quite significant and represent a great saving for those who could benefit from the increased flexibility while helping to improve their credit record.

Even though your credit history may have been negatively impacted through default or CCJ, this doesn’t mean you will be automatically be declined for a mortgage.

Contact Deal Direct to find out about the mortgages you could apply for.  Call 0800 0488 8282 now.

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Article published: Tuesday, August 28, 2018
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