Secure a contractor mortgage with one year’s accounts – or even less!
Securing a contractor mortgage with one year’s accounts or less is simpler with the help of Deal Direct’s experts.
As more and more people decide to set up in business for themselves, there has been a correlating rise in the number of mortgages for contractors that are being sought.
The most popular are mortgages that offer the greatest flexibility when it comes to how long the contractor has been working for themselves, and the number of years’ of accounts that are asked for.
Not all lenders offer mortgages for contractors or the self-employed. However, the criteria stipulated among those who do can vary a great deal. This includes accounts as, depending on the lender, where you haven’t been in operation for a year or more, your level of experience and the demand for the service you offer may be taken into consideration by the underwriters. Knowing which lenders are the most accommodating is the key to a successful outcome to your mortgage application.
This is where obtaining professional advice from Deal Direct can be invaluable.
We can help you make certain that you are applying for the most advantageous option that corresponds with your circumstances. We can also help to ensure you don’t lose out on a better deal by researching the whole of the market for you – a mammoth and time-consuming task if attempted by yourself.