Talk to Deal Direct about an extra-flexible buy to let mortgage.

Sometimes when you have an existing buy to let mortgage, having an option that facilitates further investment into your property portfolio can be extremely useful.

The lender West One has reviewed the affordability criteria for its second charge buy to let mortgage option, which could provide you with an opportunity to access any equity available in your existing portfolio.


The additional money could be used to expand your portfolio further or upgrade and improve one or more of your other properties.

The review means that West One will now consider landlords’ income streams other than rental income on its own.  

As the climate has toughened over the last 12 months for landlords and would-be landlords, reviews to make lending criteria less demanding are not uncommon.

For the latest information on what buy to let mortgages could be possible for you, speak to a Deal Direct advisor today.

Deal Direct are regulated to offer independent mortgage advice; however, we are not regulated to offer general financial advice. If you want to discuss the suitability of a property as an investment, you will need to contact an independent financial adviser.

Please note that buy to let mortgage applications from:

  • applicants whose intention is to benefit from house price growth
  • applicants whose intention is to benefit from rental income
  • applicants who are letting to buy

will be treated as a normal buy to let and not as a consumer buy to let. In addition, their subsequent remortgage applications will also be treated in the same manner.

Call us now on 0800 048 8828 or chat with an advisor online.

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Article published: Wednesday, July 25, 2018
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