The best mortgage deals for the disabled.

For those who are disabled, finding and being accepted for the best mortgage deals can be daunting.

However there are products available specifically designed to suit disabled borrowers, at Deal Direct we can search the mortgage market to find the best mortgage deals on offer.

Different personal circumstances can often mean standard affordability checks are not appropriate and more flexibility is required. Having a disability requires more mortgage underwriting.

Through both government and charity support a number of deals are available for the disabled and at Deal Direct we are up to date on which lenders offer deals and the rates charged.

Some disabilities can prevent an individual from working with many supported by the government through benefits, however home-ownership aspirations remain. It is possible for those on disability benefit to access a mortgage deal and such borrowers may qualify for the Government's mortgage interest support.

The Support for Mortgage Interest scheme applies on mortgages up to £200,000 plus adaptation costs and the scheme has proved to be a crucial tool for lenders offering mortgages to disabled borrowers.

Hanley Economic Building Society and Saffron Building Society offer mortgages to disabled borrowers. Hanley offer a rate of 4.63 per cent or 1 per cent over SMI for 95 per cent LTV.  Ipswich Building Society also has a deal which is a shared ownership mortgage for those with lifelong disabilities.

We at Deal Direct believe everybody has the right to own their home regardless of their circumstances. We will search the market on your behalf to find the best mortgage deals available for less able mortgage borrowers.