There are many types of mortgage ranging from fixed rate to discounted rate.

Types of mortgages

Fixed rate
The mortgage rate, and therefore the amount you pay per month is fixed for a set period. Generally, the shorter the period is then the lower the rate.

Tracker rate
The interest rate reflects the changes made by the Bank of England. It can be for only a few years or for the duration of the mortgage.

Variable rate
The interest rate changes when the lender changes their variable rate.  This will usually be when the Bank of England changes the rate, however may not be the exact same amount.

Capped rate
A mortgage arranged for a set period which will go up and down with the variable rate, but where the interest rate charged will not rise above a maximum (Capped) interest rate.

Discounted rate
A mortgage where the rate fluctuates with the lender’s variable interest rate, but at a lower discount level for a set period.

Best Mortgages


Cheapest Mortgage
Best Mortgages


Cheapest Mortgage

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