2018 buy to let mortgages too complex? Call a Deal Direct expert on 0800 048 8828.

The UK’s buy to let mortgage market in 2018 has become increasingly complex since the PRA introduced changes to lending criteria last year.

Landlords, especially portfolio landlords, are now obliged to supply a whole range of documentation to demonstrate rental yields and personal income. These include:

  • tax return
  • cash flow forecast
  • business plan
  • spreadsheet to illustrate property portfolio


Our expert team here at Deal Direct pride ourselves on our level of customer service, experience and depth of knowledge. We pledge to offer you the maximum support in sourcing mortgage options for you that serve your needs as a private or professional landlord.

Contact us to compare the latest products and rates from the whole of the market. 

We are regulated to offer independent mortgage advice; however, we are not regulated to offer general financial advice. If you want to discuss the suitability of a property as an investment, you will need to contact an independent financial adviser. 

Please note: 

Buy to let mortgage applications from:

  • applicants whose intention is to benefit from house price growth
  • applicants whose intention is to benefit from rental income
  • applicants who are letting to buy

will be treated as a normal buy to let and not as a consumer buy to let. In addition, their subsequent remortgage applications will also be treated in the same manner.

For straightforward buy to let mortgage advice,

call 0800 048 8828. 

start mortgage search

Article published: Monday, February 26, 2018
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