Are you a self-employed contractor looking from a mortgage?

Obtaining a contractor mortgage if you are self-employed may not be as challenging as it first appears, as long as you know which lender to approach.

Our experts at Deal Direct are extremely well placed to assist self-employed contractors when applying for a mortgage. This is because we have excellent relationships with a comprehensive range of specialist lenders across the market, with underwriting that’s specifically tailored to your employment needs.

Many high street lenders do not fully comprehend how you are paid, and this can cause problems when submitting an application. You may find that your application is rejected simply because of how your contract defines your remuneration package. Your package may differ from those more usually found with someone in full-time employment and this may make the lender nervous.

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As a borrower who is self-employed, Deal Direct can give you access to a market-wide range of products and help you find a lender who does not discriminate against you because of the way you work.

  • Our influence with lenders helps speed up the application process.
  • Tailored underwriting with niche lenders.
  • Focused attention from a dedicated mortgage advisor.
  • Specialist advice on low-rate mortgage ranges.

Seeking specialist advice is a must for the self-employed as attempting to go it alone and apply by yourself could result in a failed mortgage application. This means that when you come to apply again, the task is all the more difficult.

Whatever your mortgage requirements, a member of our team can assist you with free, independent advice and a no-obligation quote.

Contact Deal Direct today on 0800 048 8828.

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Article published: Thursday, October 27, 2016
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