Buy to let mortgage upper age limit removed by Keystone.

Keystone Property finance has refreshed the lending criteria to its buy to let mortgage ranges.

 The changes mean that property owners who are 85 years old, or above, can now make a joint application for a mortgage, as the maximum age ceiling has been removed.

The early repayment charges have also been adjusted. These are now applicable for the first 5 years of the loan, rather than for the previous requirement of 9 years.

But, how would you know whether this is exactly the right mortgage for you? If you are an older borrower, this mortgage range could help you make the most of your property portfolio, however, there could be other deals that serve you even better. Don’t limit your possibilities by limiting your search. 

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By contacting one of our independent advisors at Deal Direct, we search the whole of the market on your behalf. As we are not affiliated to any one lender, you can be sure we give qualified and unbiased advice. We do our utmost to source the best possible deal for you.

All of our advisors are highly qualified and regulated by the FCA to offer mortgage advice.  However, we are not financial advisors, and are not regulated to advise on the suitability of property as an investment. For this type of advice, you are advised to contact an IFA.

Please note:

Buy to let mortgages from:

  • applicants whose intention is to benefit from house price growth
  • applicants whose intention is to benefit from rental income
  • applicants who are letting to buy

will be treated as normal buy to let and not as a consumer buy to let. In addition, their subsequent remortgage applications will also be treated in the same manner. 

For a buy to let deal, call us now on 0800 048 8828.

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Article published: Monday, November 21, 2016
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