Choosing the lowest contractor mortgage rate could mean you pay more over time.

By opting for the lowest contractor mortgage rate without factoring in all the other associated costs, you may not be making the savings you thought and you could end up paying more over time. 

This is why it is very important when you are searching for any mortgage that you look beyond the headline rate being offered.


Lenders adopt different approaches when it comes to making their ranges attractive to clients. A popular trend at the moment is the no-fee strategy and a least 40% of all mortgages available in the UK today have no product or administration fees attached. However, to offset this, the mortgage rate you pay would be higher when compared to a mortgage that includes additional fees.

Saving money is not all about opting for what appears to be the lowest rate and our mortgage experts here at Deal Direct are very familiar with this. Having more than a decade’s experience in the industry under our belt, we know exactly how to evaluate the true cost – and therefore value to you – of the mortgage products that best fit your requirements.

As a ‘whole of market’ broker, we’ll search the entire market for you, not just sticking with the obvious choices. Working with us means gaining access to lenders who specialise in mortgages for contractors and who work solely via broker channels. This means gaining access to deals that represent better value when compared to what’s available from high street lenders.  

If you want to be certain of obtaining the very best value contractor mortgage available that matches your requirements, the advice would be to contact Deal Direct.

Call us today on 0800 048 8828.

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Article published: Wednesday, September 12, 2018
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