Find cheaper high LTV lending with mortgage broker, Deal Direct.

You can find cheaper high-LTV lending in the UK with expert mortgage broker, Deal Direct.

The amount of 95% LTV mortgages available in the UK currently is growing. This could be the news you want to hear if you want to get on to the property ladder but are struggling to save a bigger deposit.


However, even though competition is strong in this section of the market, lenders could soon be forced to reduce or even withdraw their ranges.

This is due to concerns raised by the Banks of England’s Financial Policy Committee. They feel that lending criteria – particularly in the area of high-LTV mortgages – has relaxed too much.

They note that lending terms have extended and that rates have become cheaper. Consequently, they feel the situation is gradually becoming riskier. The FPC clearly does not want a repeat of the banking crisis of a decade ago and may well take action compelling lenders to increase their mortgage reserves.

If this happens, high-LTV mortgages will start to disappear.

The advice would be to do your research now and contact expert mortgage broker, Deal Direct for assistance.

If you are a first-time buyer or you are seeking to remortgage, consulting with one of our team members means finding you the right home financing solution quickly. We’ll search the whole of the market for you and offer guidance as to how best to fulfill the lending requirements. We’ll also help you to present your application in the most attractive way, helping you to help the lender agree to your loan.

Contact Deal Direct today on 0800 048 8828. 

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Article published: Wednesday, July 04, 2018
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