Should you remortgage in 2016?

If you are asking yourself if you should you remortgage in 2016, and want to know what are your options are call us at Deal Direct for advice.

We strongly recommend those mortgage-holders sitting on their lender's SVR act now and switch to a new low rate deal while cheap deals remain on offer.

With lenders' SVRs set at around 4% and above it should be possible to switch to a new low rate offer and save money. If you would like to find what the market has on offer to switch to in 2016, call us on 0800 048 8828.

Mortgage options:

Trackers.

One option you could consider is a fee-free life time tracker with no early redemption charge. With this deal you track the base rate and will benefit while it remains at an historic low. Call 0800 048 8828 for a competitive 2016 quote.

Fixed rates.

If you are averse to risk and want to lock into a deal for a fixed period of time this could be the mortgage for you. To find out more about your fixed mortgage rate options for 2106 call 0800 048 8828.

Whether you want a tracker or fixed rate mortgage it is important when reviewing deals to compare all products on a like for like basis, as that way you can ensure you end up with the one which is most competitive overall.

Be aware that very low rate offers can come with a catch which is a high fee. To avoid getting caught out and ending up with a more expensive mortgage call us for advice on 0800 048 8828.

To discuss your 2016 mortgage options.

contact an adviser at Deal Direct.