Unsure about your 2017 buy to let mortgage options? Contact Deal Direct.

Landlords – are you unsure about your 2017 buy to let mortgage options, now that the affordability rules have been tightened?

If so, contact independent mortgage broker, Deal Direct, for the most up-to-date advice on 0800 048 8828.

In the wake of the recent buy to let mortgage affordability modifications, lenders across the board appear to be withdrawing some of their products. The scheduled changes to rental income taxation in April this year, are also considered to be a contributory factor to this withdrawal.

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According to market analysts, the number of buy to let mortgage products available is indeed decreasing. This could signal even higher levels of uncertainty for landlords as choice diminishes, leading to the possibility of less competitive deals being offered.

The changes to the regulations, and the subsequent response from lenders, mean it is more important than ever to seek professional advice from Deal Direct.

Please be aware that Deal Direct are regulated to offer independent mortgage advice; however, we are not regulated to offer general financial advice. If you want to discuss the suitability of property as an investment, you will need to contact and independent financial adviser.

Also note that buy to let mortgage applications from:

  • applicants whose intention is to benefit from house price growth
  • applicants whose intention is to benefit from rental income
  • applicants who are letting to buy

will be treated as normal buy to let and not as a consumer buy to let. In addition, their subsequent remortgage applications will also be treated in the same manner.

To save you both time and money and to find you the best possible deal, speak to one of our expert advisers today.

Call Deal Direct on 0800 048 8828. 

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Article published: Thursday, January 26, 2017
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