When remortgaging consider more than the rate, factor in all costs.
Fees must be factored in when looking for the cheapest remortgage deal.
Finding the best mortgage you can is crucial to saving as much money as possible on your home. However the cheapest mortgage is not necessarily the one which is offered at the lowest headline rate.
A high fee greatly impacts the affordability of a mortgage over the term agreed, and so it is essential that all fees and charges are considered when deciding which mortgage offer to accept.
When looking for a deal start by comparing ALL lenders offers.
Mortgage lenders are competing for business and so they are many products on offer at differing rates and fees.
It is easy to be seduced by a low rate only to find the fee makes it less competitive so it pays to compare all deals.
As there are literally thousands of mortgage products on offer market-wide it is vital to be up to date on the best deals available. This is a tall order when comparing mortgages on your own.
Therefore to ensure you have compared all deals available, you are advised to contact an independent 'whole of market' broker to compare the UK mortgage market on your behalf.
By asking for help from Deal Direct you can ensure you do not miss out.
Call one of our advisers for the best mortgages market-wide.
0800 048 8828.
