
Lee Conway
Senior Mortgage Adviser
Lee Conway
Senior Mortgage Adviser · CeMAP & CeFA Certified, 20+ years in financial services
Lee is a highly experienced mortgage adviser with a background in both retail banking and investment banking risk functions. After starting his career in middle office risk roles from 1996 to 2003, he transitioned to mortgage advice in 2004 after passing CeMAP. Lee also holds a CeFA qualification and has been with Deal Direct Financial Solutions since 2014, specialising in clear, dependable advice across a wide range of mortgage needs.
Guides by Lee Conway (53)
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What Mortgage Can I Afford: Why 64% of Buyers Look at Wrong Price Properties
Calculate exactly what mortgage you can afford. Instant results from 100+ lenders. Free calculator. Won't affect credit score.
Metro Bank Expands Near Prime Mortgage Options: Better Choice for UK Borrowers with Imperfect Credit
Metro Bank expands Near Prime mortgages: 85% LTV, £750k loans, CCJs/defaults accepted. Utility arrears ignored. Interest only options
Kensington Mortgages Unveils Flexible Income Solutions: A New Era for Non-Traditional Borrowers
Kensington flexible income mortgages: 1 month job history, 1 year self-employed accounts, multiple jobs OK. Fast 13-day processing. Apply!
Kensington Launches New Buy to Let Specials: 5-Year Fixed Rate Mortgages with No Fees for UK Landlords
Kensington Buy to Let mortgage specials: 5.19% 5-year fixed at 75% LTV, no fees, free valuation. Individual & Limited Company.
Equitable 2nd Charge Bridging: Fast, Flexible Solutions Without Lender Consent
MTL Trust's equitable 2nd charge bridging loans require no lender consent. Fast completion in days, £50k-£5m, up to 18 months.
Buy To Let
Virgin Money Mortgage Rates July 2025 – Fixed Rate Cuts Announced
Virgin Money mortgage rates July 2025 cut across fixed-rate deals. See what’s changed and how remortgagers and landlords can benefit.
Virgin Money Cuts Fixed Mortgage Rates: New Deals for Homebuyers, Remortgagers, and Landlords
Virgin Money cuts mortgage rates from 23 Sept 2025. New 75% LTV 2-year fixed at 3.99%, BTL from 2.83%, 95% LTV from 4.89%. Get advice today.
Important Withdrawal Notice: Vida Homeloans Buy-to-Let & Product Transfer Products – What UK Borrowers Need to Know
Vida Homeloans withdraws BTL products Sept 15-22. Limited Edition 2.82% & 3.71% rates ending. Product transfers affected. Apply by deadlines!
TSB Reduces Mortgage Rates for Existing Customers – What This Means for UK Borrowers
TSB mortgage rate cuts offer up to 0.30% off fixed rates for product transfers and additional borrowing. See if you qualify.
TSB Announces Further Residential Mortgage Rate Reductions and New Fixed-Rate Products for UK Borrowers
TSB has reduced rates and introduced new 2- & 5-year fixed mortgages up to 95% LTV, including Shared Ownership options.
Santander Withdraws Select Fixed Rates and Announces Increases: Key Changes for First-Time Buyers, Home Movers, and BTL Investors (September 2025)
Santander withdraws FTB fixed rates 60-75% LTV and increases BTL rates from Sept 19, 2025. Apply by Sept 18 10pm deadline. Expert advice available
Best Buy to Let Remortgage Rates UK: How a Project Manager Secured Flexible Options
NHS project manager secures BTL remortgage before October deadline. £20K additional borrowing option, interest-only terms. 17-year investment.
Leeds Building Society Reduces Mortgage Rates: New Opportunities for UK Buy to Let and Residential Borrowers
Leeds cuts residential rates 0.41%, Limited Company BTL 0.20%. Extended December deadlines, additional borrowing cuts..
Leeds Building Society Lowers Fixed Mortgage Rates and Expands Product Choice: August 2025 Updates
Leeds Building Society cuts mortgage rates by up to 0.35%, launches 95% LTV products. Residential, BTL & Income Plus deals
Kensington Withdraws Select Mortgage Products and Increases Maximum Loan Size: Key Criteria Updates for UK Borrowers
Kensington withdraws 3yr fixed & BTL products Sept 16. Max loans increased to £2M at 80% LTV. Apply by Sept 23 deadline. Specialist lending!
New HMO/MUB Buy to Let Fee Options & Product Updates for Landlords
Kensington HMO Buy to Let mortgages from 4.59%. New fee options, up to 75% LTV, no credit scoring. Individual assessment for landlords. Apply!
HSBC Updates Mortgage Products: Launches Energy Efficient Buy-to-Let Range and Changes Cashback Incentives
HSBC launches Energy Efficient BTL range with cashback for EPC A/B properties. Fixed rates extended to November. Premier rates exclusive from Aug 19.
Foundation Home Loans: Flexible Mortgage Solutions for Complex Income Applicants in the UK
Foundation Home Loans mortgages accepts day-rate contractors & 1-year self-employed accounts. Manual underwriting for multiple income sources
Co-operative Bank Mortgage Rate and Criteria Update – September 2025
Co-operative Bank increases mortgage rates by up to 0.14% from 24 Sept 2025. 95% LTV available, flexible employment criteria.
Aldermore Cuts Mortgage Rates on Buy to Let, Residential, and Product Switches
Aldermore cuts BTL rates to 3.24%, residential from 5.14%. Limited edition offers, product switches enhanced. Complex cases welcome. Apply!
First Time Buyer
TSB Mortgage Rate Increases on Selected Product Transfer and Additional Borrowing – September 2025 Update
TSB increases mortgage rates by 0.10% on product transfer and additional borrowing mortgages
TSB Increases Residential and Affordable Housing Fixed Mortgage Rates – Key Changes for Homebuyers & Remortgagers
TSB increases fixed mortgage rates by up to 0.15% from 18 Sept 2025 on 90/95% LTV house purchase, shared ownership & shared equity deals. Apply by 17 Sept to secure current rates.
TSB Launches Energy Efficient Mortgage Range with £250 Cashback: What UK Homebuyers Need to Know
TSB energy efficient mortgages: £250 cashback for EPC A/B properties. Same rates, extra cashback, new builds included. September 2025!
Nottingham Building Society Expands Mortgage Criteria for New UK Arrivals Seeking New Build Homes
Nottingham Building Society new build mortgages for UK arrivals: No credit history needed, 90% LTV, 5% builder incentives, up to 5.5x income
Nationwide Increases New Build Mortgage Lending Up to 95% LTV: Enhanced Options for UK Home Buyers
Nationwide 95% LTV new build mortgages now available! Just 5% deposit needed, 9-month offers, Helping Hand up to 6x income.
Halifax Eases Mortgage Criteria for Self-Employed: 1-Year Accounts Accepted & Greater Flexibility for 2024/25
Halifax now accepts 1-year accounts for self-employed mortgages in 2024/25. No income averaging, flexible net profit assessment.
Halifax First Time Buyer Boost: Increased Maximum Borrowing for UK First-Time Buyers
Halifax First Time Buyer Boost now offers up to 5.5x income borrowing for £50k+ households at 90% LTV. £4bn additional funding available in 2025
Debt Consolidation
Tandem Bank’s Major Self-Employed Mortgage Criteria Update: Easier Access & Higher Loan Amounts
Tandem Bank's updated self-employed mortgage criteria offer £250k loans, equal assessment to employed applicants & simplified docs.
HSBC UK Mortgage Rate Changes – August 2025: What Homeowners and Buyers Need to Know
HSBC UK announces mortgage rate changes for August 2025. Lower rates on 2 & 5-year fixed mortgages at 60-75% LTV for movers & remortgagers.
Case Study
Remortgage Solutions: Staying with Your Existing Lender vs New Mortgage Options
Should you stay or switch when remortgaging? Real Halifax case study shows when staying put saves money. Get honest remortgage advice.
How a Debt Consolidation Mortgage Helped a Self-Employed Landlord Unlock Property Value
Self-employed chef/landlord consolidated £336K debt via BTL remortgage. Adverse credit accepted, £301K raised against £450K property.
Secured Loans for Debt Consolidation: An Effective Solution Beyond Remortgaging
Consolidate debts with secured loans at ~6% rates, preserving your 1.84% fixed mortgage until 2027. Avoid £3,000+ ERC penalties
Understanding Retirement Interest Only Mortgages: A Solution When Facing Mortgage Challenges After 70
RIO mortgages for over-70s: Interest-only payments, no fixed end date. Case study shows £3,700+ monthly savings. Specialist later-life lending advice.
Remortgage to clear debt
See how remortgaging to clear debt is helping UK Homeowners regain their financial freedom - simply by consolidating.
How a Debt Consolidation Remortgage Helped One Couple Regain Financial Control
Pepper UK debt consolidation remortgage at 6.69% fixed. £31k debts consolidated into £130k loan over 21 years. No fees. Expert broker advice.
How a Remortgage Can Unlock Investment Opportunities: A Real Customer Story
How a Remortgage Can Unlock Investment Opportunities: A Real Customer Story. Planning for the Future Through Remortgage
How a Debt Consolidation Mortgage Helped Fund Home Improvements Without Increasing Financial Strain
Home improvement debt consolidation: £86k remortgage funds renovations, consolidates loans. No early charges, streamlined payments. advice!
Remortgage to Fund Home Improvements: Flexible Solutions for Busy Homeowners
Busy tradesman funds kitchen renovation via remortgage. No appointments, email documents, flexible timing. Quick home improvement finance.
Debt Consolidation Remortgage: Reducing Monthly Outgoings and Regaining Financial Control
Explore how debt consolidation remortgage can assist those facing financial challenges after a life change like separation.
Debt Consolidation Remortgage: How a Retired Homeowner Cleared £30,000 of Loans and Improved Monthly Cash Flow
Explore how debt consolidation remortgage can simplify finances and reduce monthly repayments for UK homeowners.
Debt Consolidation Remortgage: Simplifying Finances While Funding Home Improvements
Explore debt consolidation remortgage options to simplify your finances and reduce high interest monthly payments.
Debt Consolidation Remortgage: Real Solutions for Clearing Credit Cards and Loans
Debt consolidation remortgage: £255k equity released to clear credit cards. Real case study, hundreds saved monthly. Get quote!
Is a Debt Consolidation Mortgage or Personal Loan Better? Real Experience & Honest Advice
Debt consolidation mortgage vs personal loan? Get honest advice on best choice for your situation. Transparent fees, client-focused guidance.
Debt Consolidation Mortgage: How a Self-Employed Tradesman Reduced His Monthly Outgoings
Self-employed debt consolidation mortgage: £50k secured loan case study. Credit challenges welcome, home improvements included. Real solution!
How a Debt Consolidation Mortgage Helped One Homeowner Regain Financial Control
Explore how a debt consolidation mortgage can simplify your finances and increase disposable income for a secure future.
Debt Consolidation Mortgage: Lower Monthly Payments and Greater Financial Stability
Explore debt consolidation mortgage options to simplify your finances and reduce monthly payments effectively.
How a Debt Consolidation Mortgage Helped One Client Regain Financial Control
Explore how a debt consolidation mortgage can improve your finances and reduce stress from multiple high-interest debts.
Remortgage Solutions: How One Homeowner Secured the Best Rate for Their Future
Best remortgage rates: Real case study shows 3.4% retention rate beats market. Honest broker advice saves £1000s in fees. Free comparison!
Remortgage Insights: Understanding Fees and How to Get the Best Remortgage Rates
Get best remortgage rates 2025. Transparent fee guide, optimal timing advice & market comparison. Start 3 months early.
Best Buy to Let Remortgage Rates UK: How One Landlord Avoided the SVR Trap
Find the best buy-to-let remortgage rates UK 2024. Deal Direct secured 3.28% fixed rate, avoided SVR trap. Expert mortgage brokers.
Article
HSBC UK Introduces Top Slicing for Buy to Let Mortgages: Policy Update & What It Means for You
HSBC buy to let 2025 offers new Top Slicing options for enhanced mortgage flexibility. Discover the latest updates now.
BM Solutions Updates Energy Efficient Home Mortgage Criteria: What UK Landlords and Homeowners Need to Know
Explore BM Solutions energy efficient mortgages 2025, designed for properties with top-tier energy performance ratings.
Accord Mortgages Buy to Let Product Transfer Changes: New Lower Rates and Extended End Dates
Discover the Accord BTL product transfer 2025 updates. Significant savings and improved flexibility await mortgage holders.
Unsure which mortgage option is right for you?
If you're unsure which mortgage option is right for you – call today to speak with one of our mortgage experts or talk with us via our live mortgage advisor help chat.
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